Marcus Dubois

Insurance for Newbies

Insurance is the coverage offered by an insurance company to an individual or an organization against a specified loss in return for the earlier premiums received from the policy holder. A premium is a periodic amount of money charged by the insurance com... Read >

The 411 on different types of auto insurance

The basic reason why anyone requires auto insurance is for protection for both you and your car. Depending on your location you have a number of options to choose from for the type of auto insurance you require. Initially, it can be confusing with the ple... Read >

Do I need Health Insurance?

If you think you do not need Health Insurance; then think again. The unpredictable nature of life is itself a valid reason to own a health insurance. Life is filled with risks. Wherever there is an element of risk, risk management is indispensable. Insura... Read >

Life Insurance: Is it Right for You?

Though Life Insurance is neither an investment plan nor a savings scheme, it still plays a significant role in the financial portfolio of most individuals. The main purpose of Life Insurance is to protect the dependents of a person from financial loss in ... Read >

What the insurance companies aren't telling you about your premium

Although insurance companies offer peace of mind to the policy holders, it is important for all customers to remember that they are for profit companies, and accordingly your own personal interest is not their number one priority. Consequently, any insura... Read >

Understanding Different Types of Auto Insurance

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist ... Read >