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Pat Hicks

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Pat Hicks is the Managing Partner for http://www.Iwantafreecrediterport.com, a web site providing competitive priced credit reports and scores with no tricks or misleading advertising. Reviews of and links to some of the top web based credit reporting sites as well as online shopping for educated consumers is also found there. A statement regarding the truth about free credit reports is provided which includes the link to www.annualcreditreport.com for any consumers eligible to receive a free report.
Joined: 02nd December 2005
Articles: 6
URL: http://www.iwantafreecreditreport.com
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If Sub Prime Loans Are the Problem, What is the Solution?

09th May 2007
Once upon a time long, long ago I sat across the desk from a banker and listened to the clock tick as he scanned my loan application for my first house. As the vest buttons of his three piece suit strained, he looked over his reading glasses at me and wit...

Home Equity Loan to Pay Credit Card Debt, Bad Idea

06th March 2006
I couldn't help but notice there have been a few articles circulating around espousing the merits of taking a home equity loan out to pay off your high interest credit card debt or other types of unsecured debt. Did you look to see that they are written b...

Either You Have It or You Don't

25th January 2006
Sometimes things work exactly the way you want them to. Sometimes, I have trouble remembering when that has happened for me but I'm sure it has at least once in my life. But that is the point I make. We don't really remember the times when every thing fal...

Expect a Miracle – Make Miracles Happen*

07th December 2005
A long time ago a shopkeeper was opening a package of merchandise from England. He always admired the efficient way the British pack things as it was done with meticulous care. When he opened it, there was a card on top. It said, "Expect a Miracle". H...

The Top Five Things You Need to Know if You Are Buying or Selling a Home

07th December 2005
This article is designed to address what I consider the really "big ticket" items that simply cannot be ignored. These are things that, in my opinion, simply must be done to start the process of putting a house on the market to sell or to initiate the pur...

The Truth About 'Free' Credit Reports

02nd December 2005
Too many people are being confused, mislead and taken advantage of by tem, "Free Credit Report". We set the record straight so that won't happen. Text How many of us have looked at anything offered to us for "free"? Not me? Of course I have. In this day i...
 
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