24th November 2009
US citizens continue to hire credit repair companies to fix their inaccurate credit reports. A consumer's credit reports have a huge impact on their overall financial well being. The credit scores calculated from the information contained on credit report...
04th June 2009
Consumer credit laws were designed to provide protection in a variety of ways that affect consumers fair access to credit. This can refer to the consumer's right to understand the credit and loan terms prior to agreeing to them, every consumer's fair and ...
17th April 2009
FICO scores are credit scores that are calculated by the Fair Issac Corporation using their own proprietary calculation methods. These calculations are very complex and are accomplished using a consumer's financial data compiled by the three major Credit ...
23rd March 2009
Consumers need to know that as of February 14, 2009, Experian based FICO scores and reports, previously available at myfico.com, will no longer be available to consumers. As Barry writes at myfico.com, "The change will be effective on February 14th, 2009....
04th January 2006
The FTC reports that access to online contact lens retailers provides consumers with greater choice and greater savings on contact lenses. With over 36 million Americans now wearing
contact lenses, the FTC continues to fight for the rights of consumers ...
19th December 2005
In a 2004 amendment to The Fair Credit Reporting Act (FCRA), a new system providing free credit reports was initiated. The amendment requires each of the three national Credit Reporting Agencies (CRAs), Equifax, TransUnion, and Experian, to provide free c...
