Ulli G. Niemann

Do Lifestyle Funds Provide Greater Security

With the stock market stubbornly refusing to settle down and smooth out, Wall Street has been scrambling to come up with "product" they can sell to gun shy investors. One such new concept is the Lifestyle fund; an extremely diversified package designed to... Read >

Find a Methodology and Minimize Investment

There are many reasons to be investing these days, and too much opportunity to not have your money working for you. However, I believe the majority of people dread having to deal with investment matters, and tend to jump into purchases and then hold their... Read >

The Conflict of Interest Game

Disgruntled investors are going after Wall Street once again, this time accusing one of investment bank Morgan-Stanley's high-tech mutual funds of making biased stock picks. Recent lawsuits allege the Morgan Stanley Technology fund was influenced to bu... Read >

The Demise of Buy and Hold

Based on consistent results I think Buy & Hold should be renamed Buy, Hold & Bye Bye. It sounded great for a while, especially for the huge majority of investors who don't have the time or interest in really doing due diligence on investments. Investi... Read >

Your Worst Enemy to Successful Investing

How do you make your investment decisions and where do you get your information? If you're like most of the people I know, you look to the experts. That's fine, however it's important to be aware that for every expert, there's an opinion and for every... Read >

How to Pay Less and get More

How do you invest? What do you really pay? At the end of the day, what are your real results? These are questions smart investors should be asking themselves (but usually don't). In this era of more fees, misc. charges, holding periods and back end redemp... Read >

How to find an Investment Advisor

Do you think you need an Investment Advisor? Hold on before you answer because this is sort of a trick question. Also, I am definitely biased because I am an Investment Advisor. Nonetheless, I think I can assist you in looking at this issue in a way that ... Read >

The Inside Scoop on Mutual Fund Rip Offs

The bear market that showed up at the end of 2000 has every brokerage house—as well as the entire mutual fund industry—scrambling to find creative ways to boost both their image and bottom line. Unfortunately, this is often at the investors' expense. F... Read >

How to Find Value in No Load Mutual Fund

What are you thinking when it comes to your no load mutual fund selections? Are you saving pennies and sacrificing dollars? Are you spending your time looking at expense ratios, analyzing Morningstar ratings and searching for funds with low fees and no... Read >

How to Evaluate Load vs. No Load Mutual

If you have been dealing with mutual funds for any length of time, you undoubtedly have faced the question of which is better: Load Funds or No Load Funds. If you are new to investing, "load" simply refers to the commission paid to the broker selling the ... Read >

How to Maximize Your 401k Mutual Fund

When it comes to 401k's there is an overabundance of sad stories. Here is one that at least has a happy ending—and it's getting happier all the time. Last year (in 2002) a friend of mine—let's call him Jack—phoned and asked if I could help him with his... Read >

How (NOT) to Buy Mutual Funds

When it comes to mutual funds, there is a lot more to success than just finding a good one. Sad investment stories like the following are all too common. I hope my sharing it with you will help you avoid making the same devastating financial mistake one o... Read >

No Load Mutual Funds or Exchange Traded

If you are fed up with early redemption charges and ever increasing mutual fund management fees on top of bad-performing fund managers, read on. There is a quiet revolution going on in the no-load mutual fund industry and you, the individual investor, may... Read >

Buy and Hold: How to Perpetuate Your Investment

A recent cartoon in my daily newspaper showed two guys sitting in a bar. One is saying to the other: "I did learn something from my broker...how to diversify my investment losses." While this struck me as funny, there is certainly an element of truth t... Read >

Prospering with Mutual Funds

Recently I was invited to appear on a live CNNfn television show to discuss my article "How to evaluate Load vs. No Load Mutual Funds." (You can read that article on my website http://www.successful-investment.com/articles21.htm) As the producer and I ... Read >