06th April 2006
There is a fast and easy way to lower the payments on your existing FHA mortgage. It will not take money out of your pocket for closing costs. There is no appraisal required. As long as you've made your existing FHA mortgage payments there is no credit qu...
23rd March 2006
In many sections of the country the home purchase market has slowed down. Prices of homes for sale seemed to go through the roof. Mortgage interest rates, while still low historically, are up from last year. During this volatile time the homebuyer can c...
21st March 2006
Teachers and public service workers can qualify to purchase a home with as little as $500 or 1% of the sales price of their own money, whichever is less. In addition, they will have less restrictive guidelines than is normally required from borrowers for ...
06th March 2006
With mortgage rates still low, and a number of flexible loan programs available, it has never been easier to buy your first home. You have some money saved, and being pre-qualified by a lender, you feel you are ready to find that dream home.
You need ...
06th March 2006
There are a number of homeowners who currently have a high interest rate subprime mortgage loan. Now may be the time to refinance into a lower rate FHA mortgage loan.
Initially a person buying a home may not have been able to qualify for an FHA loan, but...
21st February 2006
Most people, when buying a home, are first given a copy of the appraisal at the closing table. In the excitement and stress of signing the final mortgage papers, and arranging to get the keys to the new house, the appraisal may be tucked away with the oth...
19th January 2006
Getting a small commercial mortgage maybe easier than you think. It doesn't involve SBA and you don't even have to prove your income. In fact, your credit doesn't have to be immaculate.
On the way to the chiropractor you notice there's a real estate fo...
14th January 2006
It's a great feeling to know that you have locked your interest rate. You can now close your dream home with the payment you can afford. No worries about a volatile market. However, it is important that you read and completely understand the lock agreemen...
14th January 2006
It is important that you understand the basic difference between being "pre-qualified" or "pre-approved" by a mortgage lender as you are looking for a home to purchase. A pre-qualification is not the same as pre-approval. The buyer, seller, and agents inv...
14th January 2006
Well, you finally found the perfect home. You are filling out the purchase sales agreement. You figure you have enough for the earnest money deposit to be placed in escrow and the lender will want the appraisal fee up front. But now the realtor is advisin...
14th January 2006
It can be a nerve-racking time when we are moving out of our home. We've been so comfortable and now it's time to pack up and go. There is so much detail keeping track of what we have to do to leave, and what we have to do to arrive at the new home. It co...
14th January 2006
Your home is more than likely the largest asset that you have. You want to get the most money out of the sale of your home. At the same time you want to have a realistic marketing time of your house with a sales price that meets your expectation. This is ...
14th January 2006
There are people that think that a realtor is not necessary to represent them in purchasing a home. The power of the Internet allows someone to visit various homes for sale from the comfort of a desktop in the den. Many homes listed have virtual tours tha...
