Author Information
Jeff McLeod
Member since 01st March 2006
Occupation: Annuity specialist Jeff McLeod is a Certified IRA Distrabution Advisor
Displaying 1 to 11 (of 11 articles)
16th November 2006
Immediate annuity refers to income now. The word annuity is Latin for income. With an immediate annuity, income payments start no later than one year after you pay the premium. You usually pay for an immediate annuity with one payment.
When income...
20th September 2006
Structured settlements are structured cash payments through an annuity system that is established to compensate injury victims for their losses. Structured settlements are also helpful with people who may have temporary or permanent disabilities, illega...
01st August 2006
When you have qualified money, retirement accounts, IRA, 401k, or 403b IRS Guidelines require they begin taking minimum distributions from these funds at age 70 1/2. Required Minimum Distribution (or RMD) is designed to help you calculate the proper minim...
25th July 2006
Here's an estate-planning technique that allows you to lower the tax sting to your heirs, and that reduces your retirement income in case you don't think you will need all of your Individual Retirement Account funds in retirement. It's called a "stretch...
13th July 2006
What is a Tax-Deferred Annuity? A tax-deferred annuity is a contract between you and the insurance company with guaranteed interest and guaranteed annuity income options. There are no upfront sales charges or administrative fees during the life of your co...
18th June 2006
One-Year Monthly Point-to-Point
The monthly point-to-point index change is determined by
subtracting the prior month's index value from current
month's index value and dividing it by the prior month's
index value. If this results in a positive mo...
11th May 2006
An Explanation of the Operation of a Legal Reserve Life Insurance Company, underwriters of Fixed Annuities.
Through devastating world wars, financial recessions and depressions, sweeping epidemics, earthquakes and fires, inflation and deflation, the li...
20th April 2006
An annuity is a contract in which an insurance company makes
a series of income payments at regular intervals in return for
a premium or premiums you have paid. Annuities are most
often bought for future retirement income. Only an annuity
can pay a...
05th April 2006
According to The National Association of Insurance Commissioners Buyer's Guide, "An indexed annuity is a fixed annuity, either immediate or deferred, that earns interest or provides benefits that are linked to an external equity reference or an equity ind...
25th March 2006
Many retirement savers spend much of their working life building their retirement nest egg through the use of Individual Retirement Accounts (IRAs). The savings can be a significant part of their security throughout the retirement years. When retirement t...
11th March 2006
Civil Litigation is Not a Four Letter Word.
By: Jeff McLeod
In these courtroom television drama times, people can easily get confused about the true need for this part of our legal system. There are some very simple and incredibly easy expert tools...
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