13th October 2009
This month there have been a few institutions raising their IRA rates. One, a small community bank in Texas, had a 2.53% APY for 2-years with a one-time bump option. since, the pulled the rate and really aren't that big, I won't name them. However, I m...
05th October 2009
It seems that many people are looking for info on BBT and their Banking Products. BBT’s official name is Branch Banking and Trust Company. They were established in 1872 so certainly have weathered quite a few storms. So let’s check-out BBT Banking. :O...
25th September 2009
I was going over our server logs and noticed that someone had come looking for the answer to, “What is the difference between FDIC and NCUA Insured?”
Wow, I felt really silly because I didn’t actually have the answer posted. After all, it is an ...
09th July 2009
For July 2009, where are the current highest certificate rates? Have interest rates been moving up, down, or sideways? Investment rates throughout the spectrum of opportunities continue to be volatile and downright nerve wracking.
In June, the bond ...
11th July 2007
What are the current highest CD rates? Are we in an upturn, downturn, or just coasting along? Investment rates throughout the spectrum of opportunities have never been so volatile. What are the causes? Are there any solutions? How will the highest CD...
15th June 2007
When you compare CD rates, bigger doesn't always mean bigger. Some of the largest banks in the US offer fairly low CD rates. Shouldn't they be able to afford to pay the higher CD rates? Probably, but why don't they. Simply, they don't need to.
Bank...
05th June 2007
When analyzing historical CD rates, it is interesting to see what hindsight conclusions we can make. Our data only goes back to 1993, but the data might reflect our current economic models better (or at least the inflation hawks we’ve been "blessed" wi...
10th February 2007
Did you know that IRAs can hold CDs (Certificates of Deposit)? If you are nearing retirement and are tired of fretting over your nest egg, your best and safest return may be with a federally insured bank (FDIC) or credit union (NCUA) CD.
Although many...
07th December 2006
After working hard to build a nest egg for retirement, you want to know that your investments provide a good return but remain safe. Although well managed stocks, mutual funds, and corporate bonds can provide superior returns, risk goes hand in hand with...
06th April 2006
An interesting question to be sure. Naturally, when investing funds into Certificates of Deposit (CDs), you want to know how much you are going to earn. If you are receiving your funds monthly, then the APR (Annual Percentage Rate) is what you are inter...
16th March 2006
If you want an investment that maintains your principal, Certificates of Deposit (CDs) are a great way to go. As with most investments, we all hope to time the market at its highest, but without a crystal ball that proves to be difficult. The best advice ...
