30th April 2006
Copyright 2006 Jason P Bertrand
An interest only option mortgage loan is a mortgage that only requires one to pay the interest portion of ones mortgage payment. An interest only option is an attachment to another type of loan. Either a fixed rate or an...
25th April 2006
Copyright 2006 Jason P Bertrand
Foreign Exchange Market, or Forex as it is commonly called, is an international exchange market to buy and sell different currencies from around the world. An investor has the ability to buy and sell these currencies in ...
21st April 2006
Copyright 2006 Jason P Bertrand
A debt consolidation loan is used to take all of the separate debt a person may have and combine that debt into one, lower combined payment. A debt consolidation loan will generally be used to reduce debt to a more manag...
20th April 2006
Copyright 2006 Jason P Bertrand
An adjustable rate mortgage is a mortgage loan that is fixed for a set period of time and then adjusts based on the rates during the adjustment period. Some common adjustable rate mortgage loans terms are 1/1, 3/1, 5/1, ...
20th April 2006
Copyright 2006 Jason P Bertrand
Unfortunately, very few people have "perfect credit" but having made some mistakes in the past does not mean there is not a product for you. No credit is just that. This means that the person has no information pertainin...
14th April 2006
Copyright 2006 Jason P Bertrand
In many cases it is difficult to obtain financing with little or no down payment. The lender will usually look for very high credit scores and a very thorough payment history. In some cases it may be easier than one woul...
03rd April 2006
Copyright 2006 Jason P Bertrand
It is much better to pay a home mortgage loan and build equity than it is to rent and pay someone else's home mortgage loan for them. By purchasing your own home you are investing in your own future. The possibility of o...
28th March 2006
Copyright 2006 Jason P Bertrand
A commercial mortgage is different from a residential mortgage. In a residential scenario the bank is simply looking at the value of the property and the buyer's ability to pay. In a commercial scenario the bank not only...
21st March 2006
Copyright 2006 Jason P Bertrand
"We can offer 6.5% with 2 points, or 6.75% with one point. Which do you prefer?"
Have you heard this before? A huge question that home owner's and buyer's alike ask me all the time, is "Should I pay points or not?"
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20th March 2006
Copyright 2006 Jason P Bertrand
There are several steps to take in the mortgage process. The following is a list of the best steps to take in order to ensure a smooth and simple transaction.
1. Get Pre-Approved First
During the pre-approval proce...
