25th April 2006
Estate planning for business owners.
For business owners, an effective estate plan addresses a number of concerns over and above the desire to care for surviving family members. Control over who will run the business, conservation of the owner's assets...
25th April 2006
What Are Equity Index Annuities?
There is a new class of annuity that provides a portion of market index performance with a no-loss provision. It is known as the equity index annuity. This new type of annuity is not a security, as you might suspect, b...
20th April 2006
Review of the Golden Rule HSA Health Insurance products.
Many companies offer an HSA product. There are not too many variations that can be made with these products, but there are a couple of things that differentiate their products from the others. ...
14th April 2006
Self Directed Group Health Insurance plans
Groups that currently have traditional health insurance can often save 30% to 40% with the HRA plan. The HRA, or Health Reimbursement Account has been around for a couple of years now, however the benefits ar...
13th April 2006
Is the HSA plan for you?
The HSA or Health Savings Account plan is a high deductible plan as defined by the Federal Government. The deductible will increase a little each year depending on the inflation factor. This type of plan meets my definition o...
12th April 2006
What the employee nees to know about COBRA to protect himself and his family.
The first question from one just terminated from his job is: What is COBRA and what are my rights and my options. Congress passed the landmark Consolidated Omnibus Budget R...
09th April 2006
Does anyone in your family have a snoring problem?
I have finally found a cure. About two years ago I started to snore. It got to the point that my soul mate, wife and lover of over 36 years had to leave the room and sleep on the couch. I also had s...
08th April 2006
Individual Health Insurance Product Review
Celtic Insurance has put together the type of plan that 90% of the paying public wants. From personal experience the cost is one of the most competitive. Despite being very competitive price wise it is very...
