17th November 2006
To gain an understanding of annuities, we need to start at the beginning. In the year 1740, the Presbyterian Church began to use annuities in order to aid widows and the priestly order. The simple purpose of an annuity is to ensure that you have a sound f...
17th November 2006
The life settlement industry was propelled into popularity by the viatical settlement industry. History has shown us that the early adopters of life settlement were those who were suffering from AIDS and who had only a couple of years to live. They sold t...
27th September 2006
Viaticum is the Eucharist given to a person on the verge of death, or to one who is facing a possibility of death. It is no wonder, then, that this Latin word would be the root of the term – Viatical Settlement.
Viatical Settlement involves the sale of...
26th September 2006
To discuss the terminology Group Health Insurance, we must first familiarize ourselves with the concepts Insurance and Health Insurance.
Insurance is a kind of protection, a safety net against unforeseeable losses. No one knows what the future holds, a...
26th September 2006
Medicare is a well-known term for American employees. It is a health insurance program administered by the government. It is an insurance program intended for those who are over the age of 65 and for those who fall under the category of the disabled. Medi...
26th September 2006
In federal law, disability is an impairment, either physical or mental, that substantially inhibits a person in a major way. As such, a disabled person is not necessarily born that way. Something may have happened to hinder him from performing normal acti...
15th September 2006
The word 'viatical' originates from the word 'viaticum' which was part of the last rites performed on a dying Catholic in order to prepare him for his destiny. History shows us that its early beginnings can also be found in Greece.
Viatical settlements...
15th September 2006
Most young people ignore the fact that they will grow old one day. It is the wise ones who not only think about it but also provide for their future. Statistics show us that almost one out of two Americans require long term care when they grow old. Due to...
19th July 2006
Getting Health Insurance Quotes By Phone
Though calling around for insurance quotes can be a very time-consuming task, it is a good way to get your questions answered about the policy by a professional. In many cases, calling an insurance company for a ...
19th July 2006
Why Buy Life Insurance?
Life insurance is generally offered as part of a benefits package with employment. For the most part, however, these policies are rather small, usually in the ten thousand dollar range. People buy life insurance policies so that ...
19th July 2006
What is Long Term Care Insurance?
Long term care insurance serves to help those individuals who need extra care and attention as they age. Long term care insurance helps to take financial burden away from family members, and for the individual in need of...
08th June 2006
The Beginnings
State Farm insurance began in 1922, the invention of a man named George J. Mecherle. Mecherle thought that he could come up with a better insurance company than the rest, offering better coverage and great rates. So he did. Something...
04th June 2006
What is Homeowners Insurance?
Homeowners Insurance provides you with the coverage in case of a disaster. In the event of a disaster your homeowners insurance will provide you with financial protection. A homeowners insurance policy insures the home in ...
03rd June 2006
Car Insurance Quotes
Buying car insurance can be a real hassle, taking up most of a day while you call different companies to get quotes and wait to hear back. Everyone advertises that they are the best and they give the best deals – but the same can'...
10th May 2006
It seems like accidents, disasters, and catastrophes only strike when you're uninsured. Even if your policy only lapses one day, that will be the day that the neighbor's tree falls into your house. Not having home insurance these days is a bad idea, for...
