26th July 2006
For sometime, I have been looking at this phenomena wondering if I am right. I seem to hear more xxx language these days especially out in public. Some of these foul words have become 'in'. They have a new meaning to the younger generation. They are u...
25th July 2006
If you are looking to buy a new home, condo or piece of property, it is important to find the right mortgage in order to get a low mortgage rate and mortgage terms that fit your budget and lifestyle. Today, there are many mortgage products that people ca...
25th July 2006
I just read a fabulous article on this subject. I've personally always thought of home improvements as – a major job. I can see dirt and dust flying as sanders, routers and more buzz.
Every time I have had work done to my home, the contractor told ...
24th July 2006
I heard that houses are being made with concrete/foam block walls. This newer technology increases the energy efficiency, security and strength of houses. This new design is part of a construction method called stay-in-place-forms or insulated-concrete ...
23rd July 2006
The IRS has been the subject of an email scam campaign. They are informing the public to be on the lookout for email indicating they are coming from the Agency. Since the IRS does not send unsolicited emails asking for your personal information, you mus...
22nd July 2006
Yes, you should fix all of the obvious things you can. When buyers visit homes, they look for the things they see that obviously need some fixing. Most buyers would rather not see the repairs in front of them. They want to buy a house that is in 'perfe...
17th July 2006
Gold is a precious metal. Historically, it has been used for stores of value (bars) for jewelry, electronics, dentistry, and as actual money (coinage). It is a yellow element found in nuggets that can actually be ruby or black when divided.
It is t...
17th July 2006
Recently the personal information of our veterans was compromised. There are approximately 26.5 million names in the database at risk. This means that they could become the victims of identify theft.
In 2005 the average loss experienced by identity t...
17th July 2006
Who knew is my favorite subject. Researching modern technology and its ramifications on the baby boomer generation can be a challenge. I am aware that there are genetic differences between men and women. This begins with the X and Y chromosomes.
A s...
17th July 2006
Montclair State University is mandating freshmen have a cell phone. This gives the school the opportunity to determine where the student is at any time. When this process began, the students were not really happy but, now, the students realize that this...
14th July 2006
The computer and chip makers have had their problems in recent years. Intel, in an effort to become more efficient, is cutting management jobs. The competition is stiff and fewer personal computers are being sold.
According to Chuck Mulloy, Intel's s...
08th July 2006
Scientists and engineers are working to improve led lighting. The US government is pushing them to get rid of the ordinary light bulb. The normal light bulb is an energy waster. It turns a mere five percent of the electricity it uses into actual light...
07th July 2006
FICO Scores were developed by Fairlsaac Corporation. Fairlsaac is a leader in the credit-management arena. Their development has become an industry standard for determining an individual's credit worthiness. The score is determined by payment history, ...
01st July 2006
In the past two weeks, I have read three different articles on identity theft in various ways. The VA had a data leak after an analyst took home a laptop with electron data containing names, Social Security numbers and dates of birth of 26.5 million vete...
30th June 2006
Gold has been pricing out over $580.00 an ounce in recent weeks. Earlier this year the price was $730.00 an ounce. On May 12th, the price reached a 26 year high of $732.00 an ounce. Since then, prices have dropped twenty-two percent which still leaves...
