David Pham

Home Purchase Loans

When you begin window-shopping for a home, you will soon find out that the number of houses available is almost outdone by the number and variety of home purchase loans available. Every year, lenders come up with new and innovative ways to package mortgag... Read >

Three Great Reasons to Refinance Your Mortgage

For those who are considering a refinance option this year, it may be a wise financial decision. Current interest rates are still at historically low levels, but they are beginning what appears to be a steady, continuous rise. Several key economic indicat... Read >

Mortgage Interest Rates

There are many ways to pay for real estate, and as the mortgage business becomes more sophisticated over time, so do the ways that loans are packaged, marketed, and creatively used to help us finance our dreams of home ownership. But regardless of how co... Read >