michael sterios

All About The Global Financial Crisis – Part 1

The phrase “credit crunch" has been firmly etched into the history books thanks to the countless media stories circulating around the globe over the past few years. This phrase is the name for the financial problems caused by banks in some western countri... Read >

The Future of the Mortgage Market – Part 6

If the mortgage broker industry returns to times of low regulation then fraud might become rampant again. The Future for Mortgage Brokers Although the credit crunch has been difficult for many people to bear, it has uncovered and help correct probl... Read >

The Future of the Mortgage Market – Part 5

The UK has experienced some of the worst of the credit crunch. The boom years effectively ended in 2007 when the GFC came to be. Many mortgage brokers and real estate agents went out of business all over the country as the property market halted. Mort... Read >

New Environment for High Risk Borrowers

High risk borrowers may not be able to get a mortgage from a traditional borrower such as a bank. They may not be able to get a mortgage without having an independent guarantor. This is a person who undertakes to pay the debt if the borrower defaults. Hig... Read >

The House Buying and Mortgage Application Process

If you are looking to buy a home you will likely need to know all about the home buying and mortgage application process. Getting to know the process inside out will help ensure there are as few issues as possible along the way, which will reduce the chan... Read >

The Costs of Refinancing Your Home Loan

Refinancing to a new mortgage product can help you to save money over the term of the loan. Provided the right product is selected, you could save thousands of dollars in interest and fees. If you choose the wrong product, you might not save any money at ... Read >

When Should You Refinance Your Home?

If you currently have a mortgage you might be considering refinancing to a different product. These days, there are hundreds of home loan products available from many different lenders, so you are not stuck with one product for life. There must be an o... Read >

Considerations For Reverse Mortgages

So, what is a reverse mortgage? Well, basically a reverse mortgage is a loan that permits a homeowner 62 years or of age or older to borrow against the equity they have built up in their house without ever having to actually dispose of the asset. A retire... Read >

Changes in the Lending Market Over Time

Competition setbacks in the banking industry have lifted rates because they have allowed the major four banks to dominate the market, driving out smaller players. These include Westpac's takeover of St George and CBA's takeover of BankWest. Also, due ... Read >

Real Estate Prices Growing a Lower Rate

It seemed like it was never going to happen for a while but the Brisbane real estate market has finally started showing signs of a slow down. In recent months, prices have flattened, which is a new development in a market where house values have increased... Read >

How to Find a Home to Rent

For those of you who do not own your own home you will no doubt be a renter. If you are looking for a property to rent in the Brisbane real estate market then it pays to learn about the process of property renting. All the steps to take in the home rental... Read >

Searching for a House to Buy on the Internet

The internet has become a useful tool for doing just about anything these days. From connecting with friends, family members and strangers around the world to playing video games to shopping for food, the internet has become a big part of our lives. It is... Read >

Help Sell Your Home by Cleaning and Repairing

Putting your home in the best condition possible is the best way of assuring you can sell it in the Brisbane real estate market. If you do this you will increase your chances of finding someone to buy your home for a favourable price. If your home does no... Read >

Guide to Mortgages in Australia - Part 5

This is the fifth article in a series of articles on home loans in Australia. Here you will find some up to date mortgage news and some information that will help you choose the right mortgage for your home. This article continues with an analysis of the ... Read >

Guide to Mortgages in Australia - Part 4

This is the fourth article in a series of articles on mortgages in Australia. From this article you will learn some mortgage news and information about home loans in Australia. Hopefully this information will help you choose the right product for your hom... Read >