12th November 2009
Save or Pay Off Loans and Credit Cards?
Most people would love to live without any debt. We dream about the day we can burn or mortgages, drive a loan free car, and not owe a cent to credit card companies. Since that seems to be a distant goal, some of...
27th October 2009
Do Seniors Need Life Insurance Policies?
Have you seen ads on TV for senior life policies? Most of us associate this coverage with younger people. Younger parents may want to cover themselves so their children could be educated and a home mortgage can ...
27th October 2009
Are discount car insurers really the cheapest? Since everybody needs to cover their vehicle, and the drivers who use it, we all have to accept paying premiums while we drive. But we should not accept paying very high premiums, and that is why a lot of peo...
26th October 2009
Have you outgrown your need for a life insurance policy after your old term life policy expired? Did you have group life at work, but that ended because you retired or changed jobs?
Many of us purchased term when we were younger. Or we signed up for a ...
23rd October 2009
What is PPO Health Insurance?
The acronym, PPO, stands for Preferred Provider Organization. This means that part of the health insurance plan is a nework of medical services providers. This network will contract to provide services at agreed rates in e...
20th October 2009
Many older people do not think they need to buy a burial insurance pollicy (also called final expense) because they have savings they can rely on. But the few months before an older person passes away can be very expensive. Medical bills, nursing homes, a...
16th October 2009
Is an economic downturn a good time to start a home business?
You may think that a recession, when money is tight, would be a bad time to start a new business venture. But there are many products and services that are in demand when times are hard. Man...
06th October 2009
Can you sell unwanted life insurance policies for cash? Well, some people can, and this has become a popular option for older people with some policies they do not want any more.
In general, inestors actually buy the policy, become the benefiary, and o...
01st October 2009
Keep Cash or Pay Off Creditors?
Most people would love to live without any debt. We dream about the day we can burn or mortgages, drive a loan free car, and not owe a cent to credit card companies. Since that seems to be a distant goal, some of us drea...
29th September 2009
What sort of people purchase term life policies?
Personally, I have had the experience of discussing the various types of life insurance policies with a lot of people, and I have to say that most of them want to buy term.
These people fall in many c...
28th September 2009
The Basics
An annuity is a product that is marketed by an insurance company. It combines some features of life insurance with some features of investment products. This allows them to provide some benefits of both. A good product should be a safe inves...
22nd September 2009
Older working Americans, from middle age to just before Medicare age, can have a hard time qualifying for private health plans. This is a time when many people decide to start their own business or work on contract, but it is also an age group that is har...
10th September 2009
Does your mortgage company force you to buy homeowners insurance? Most lenders do, but even lucky homeowners with paid up notes should consider buying a policy to protect their homes.
Home insurance is not just for owners of houses either. Renters, lan...
07th September 2009
A health insurance policy helps you afford your medical services, and in specific instances, other expenses like disability or long term care. These policies may be purchased by individuals, families, or even business groups to help insure they will be pr...
07th September 2009
How Can Free Be Profitable?
I have been an internet surfer for about a decade now, and I have to admit that my own bookmarks contain a lot of free websites. I have returned to websites which offer freeware and shareware software, trial offers of major ...
