01st February 2007
Two of the keys to financial success, especially in a couple's
relationship, are knowledge and communication. This article
focuses on the aspect of communication.
Tom Monson, the Vice President of Simple Joe, Inc. was giving a
series of free semi...
01st February 2007
Credits cards are a convenience, not a crutch.
Credit cards are a great way to make purchases and record to the
penny your spending. They also provide a way to postpone
payment on items and thereby earn more interest on your money.
For example, ...
01st February 2007
One day I got a call from my credit card company asking me if I
would like to increase my credit limit by borrowing up to $9000 at
their special rate of 15.9%.
The operator stated, "Your credit card rate will then be a low
15.9%. How much would ...
01st February 2007
"0% interest* for the first six months, no annual fees** and a
low fixed*** rate of only 8.9%****!"
* Unless you count the deferred interest we will charge you if
you don't pay off the full balance transfer amount when the
promotional period ends...
01st February 2007
Interest on the average home mortgage will cost the
homeowner nearly TWO TIMES the cost of the home.
If you were to purchase a $150,000 home with a $120,000
mortgage (80%), and you paid an interest rate of 9% for 30
years, you will have paid over...
01st February 2007
No, this is not some futures or commodities trading strategy. You
don't have to join a cult or an MLM. And you can do this for years.
The only qualification is that you have a mortgage or home equity
loan.
You can achieve more than 100% returns ...
01st February 2007
How much do YOU owe on your credit cards?
The average American family is now over $7000 in debt just on
their credit cards. That debt generates an interest charge of over
$105 each month if your card charges the average 18%. If you
have missed a...
01st February 2007
The method is simple. 1) Set a monthly amount. 2) Pay all
minimum amounts. 3) Pay extra money toward the debt with the
highest interest rate.
This method will ensure that you pay the least amount of
interest and repay your debts as soon as possib...
01st February 2007
Tom Monson, the Vice President of Simple Joe, Inc. was giving a
series of free seminars on personal finance to some people in his
neighborhood. Many couples and individuals were scheduled to
attend but only two or three were showing up.
Tom and I...
01st February 2007
Question:
I have recently heard of agency out there that will reduce your
debt by 70%, just by them somehow talking to them [your
creditors]? Do you know anything about this method? Is it legit?
I have even heard it on my local radio station and...
01st February 2007
You have seen them on the corner and in the poorer parts of town
with names like "Quick Cash", "Quick Loan", "Payday Loans", "Car
Title Loans". They are starting to sprout up all over the country
and will soon rival Starbucks for sheer number of lo...
01st February 2007
I would like to start out by telling you a true story. The
names have been changed to protect the innocent, the
ignorant and the dishonest.
John was interested in purchasing a new truck. John had
done his homework and knew exactly what make, mod...
