Health care costs are at an all-time high and there seems to be no end in sight. Unhealthy practices lead to unhealthy people seeking more (and more expensive) medical care. And as the general population ages, the costs of health care will continue ...

Have you ever just about died of a heart attack at the checkstand of your local grocery store? It seems like the price of food and beverages keeps escalating, with no end in sight. Higher transportation costs (especially fuel) are only one of the ...

From radio spots and junk mail to television and newspaper ads, American consumers are bombarded with invitations to utilize various banking and checking services. And even though they come with the obligatory fine print, so much of it remains a m...

When it comes to managing finances, most people would probably receive an F. The truth is, many of us were never taught the basics of money, how it works, and how to handle it. Here are some tips to help get you on your way to better money managem...

Whether you rent or own the place that you live, chances are pretty good that a large portion of income goes to pay for it. You may find yourself wondering how you can save any more money on your housing. What follow are some ideas to help you save ...

It seems like we're always on the go these days. Whether traveling across the country (or the world) or across town, there are ways that you can get more travel out of your transportation dollars. Airline Fares Undeniably, the airlines are bot...

Did you know that you could be overpaying for your insurance by as much as hundreds of dollars? Most of us have a hard time getting excited about shopping for different insurance, but a little time invested can go a long way in saving you money. Of ...

Utilities have the surprising power to consume a lot of cash flow each month. From electricity and gas, to water and phone service, here are several ways that you can cut your utility costs. Electricity We all know to turn off lights and unpl...

Personal expenses are usually classified as discretionary because they are generally quite flexible. And as such, we tend to overlook their importance when it comes to budgeting and saving money. This is the category that people keep the least tra...

Once upon a time there was a man named Joe who decided he wanted to be a fisherman. He went out looking for work and found a job on a fishing boat. Joe was very dedicated and hardworking. He planned on working on the boat the entire day. After all...

Few things strike more fear into the hearts of people than setting up a budget. We all know we need one, a few of us actually have one, and fewer still manage to live within it. Why is it so intimidating? Maybe it seems like such an overwhelming...

Having a budget and living within it are two different things. There are always things that we want (or need) and credit is so easy to get. This article will discuss ways to help you establish good budgeting habits. First, determine why you want ...

No doubt you are familiar with Aesop's fable The Tortoise and the Hare. In case you aren't, let me sum it up for you: The Hare challenges the Tortoise to a race, which the Tortoise accepts. The race begins and the Hare lazes around (because he knows...

Imagine if you will that you are NASCAR driver. (Now don't overextend this metaphor-just go with the flow!) You start the race and put the pedal to the metal. The crowd is flying by in a whirl of colors. You're exhilarated by the speed. You're start...

Identity theft encompasses a wide range of deception, from a stolen credit card used to charge purchases to an existing account, to stolen information used to impersonate the victim, open new accounts (even ones for utilities), and rack up thousands...