16th August 2007
The APR on your credit card is not carved in stone. The banks want you to think it is nut it is actually quite volatile and, with a 5-minute phone call you may be able to move it down.
Now most of use are intimidated when it comes to dealing with ba...
20th July 2007
Who are out to get you? The Credit Bureaus. Who else?
How? You might ask? Well read on -- you probably don't know a half of it.
For starters: each and every time you apply for credit anywhere -- bank, credit union, wherever, your inquiry is recorde...
04th June 2007
You may have a poor credit report but don't worry; that doesn't mean you won't be able to get credit. The standards for granting credit are not all the same with different creditors. In fact they may differ quite widely. Some look at your whole history. ...
01st June 2007
The FBI has called it "The fastest growing crime in America." Close to 10 million Americans every year are victimized by it and the costs are estimated at 50 billion dollars annually. Many criminals get off easily while the victims spend agonizing weeks ...
21st May 2007
Silly question – we all know what a credit card is – don't we? Or do we?
Oddly enough many of us don't. So many people don’t really understand the concept of credit cards. They treat their credit cards as free money that is never to be returned. ...
