Justin Schamotta

When should you buy PPI with a credit card?

New enforceable measures outlined by the Financial Services Authority (FSA) are set to compensate victims of the mis-selling of credit card debt insurance by lenders. Payment protection insurance (PPI) But the insurance is designed to prevent consu... Read >

Defaqto: Shop Around for a Better Credit Card Deal

A leading financial analyst has warned consumers that the current trend for banks to offer their existing customers various deals may not necessarily be beneficial to them. This is true of many financial products including credit cards the analyst clai... Read >

'Broadband Hogs' Myth Restricting UK Broadband Connections

FAIR use policies, so often the bane of many a broadband user have come under attack after the justification for their existence - to control 'broadband hogs' - was rubbished as a 'myth'. 'Broadband hogs' are users whose activities are deemed to have ... Read >

Slumdog tops 2009 DVD Rental Chart

The most rented DVD of 2009 is summer blockbuster, 'Slumdog Millionaire', according to a survey by LoveFilm. The heartwarming rags to riches tale tells the tale of an Indian boy in the slums who appears on Who Wants to Be A Milllionaire? It was a runaw... Read >

Credit cards make it easy to give to charity

For most of us these days finances are already overstretched as a result of the difficult financial climate and the recession, and so as much as we may want to many of simply cannot afford to give money to charity, which has resulted in many charities suf... Read >

Don't spend your lifetime paying off a credit card bill

In the current financial climate many people are struggling to keep on top of debt repayment such as credit card repayments, and for many the only option is to make minimum repayments at times when the budget doesn't stretch far enough. However, whilst ma... Read >

Watch out for rising number of credit cards with annual fees

It was recently announced by the Internet credit card giant, Egg, that it was launching a credit card that came with a £1 monthly charge, which although not a huge sum amounts to an annual fee of £12 a year for cardholders. Following the announcement ma... Read >

Do you need faster broadband?

More and more of us these days have become reliant on our broadband connections for all sorts of things, whether it is for working from home or enjoying the education benefits and resources that you get online or whether it is to surf the Internet, social... Read >

Credit card industry could face wide ranging bans

UK financial regulators and campaigners have been fighting for increased fairness from credit card firms over recent years, and more recently even the government has got involved in trying to get credit card firms to act more fairly with its customers wit... Read >

Help is at hand for those taking their credit cards abroad

For many people taking a credit card abroad when they head off on their travels is a natural choice because of the convenience and ease that credit cards can offer. However, many people are nervous about taking or using their credit cards whilst overs... Read >

Struggling credit card holders need to get advice

As a result of the difficult financial climate that has affected most of us over the past couple of years many of us have been spending far more on our credit cards. For some people, unfortunately, this has resulted in their debt levels rising to a level ... Read >

Giving out card details could mean increased risk of fraud

Whilst credit cards can offer flexibility, ease, and convenience for consumers, they can also result in stress and frustration, largely because of the high level of credit card fraud that is taking place in the UK these days. With the recession in full sw... Read >

How tenants can protect themselves against card fraud

Credit card fraud is something that concerns most of us at some time or another, and because of the increase in fraud such as CNP, or Card Not Present, fraud over recent years consumers are continually urged by industry experts to be very careful about th... Read >

Are you scared to use your credit card online?

For many years now, an increasing number of people have taken to using the Internet for many of their purchasing needs, buying everything from entertainment tickets and gadgets to clothes, groceries, and much more. For many credit cards are an essential t... Read >

Eighteen percent barrier broken with credit card rates

When we take out a credit card most of us do our best to try and find a card that offers a competitive rate of interest on borrowing. However, the problems can occur when credit card providers start to hike up the interest rates that they charge on their ... Read >