20th January 2007
As well as being viable from a business perspective, it’s also crucial
that setting up a company is appropriate for your personal needs. It’s
a huge commitment that will require a lot of hard work, so you need to
be sure that you’re up to it and ...
18th January 2007
The two key ingredients of a successful business are a reasonable
business idea and a thorough business plan, which will put the meat on
the bones and turn your idea into something concrete and viable.
A wonderful idea is a great start for anyone wanti...
16th January 2007
You’ll almost certainly need to raise money to start up your company,
unless you already have sufficient capital yourself. The typical costs
of starting up are in obtaining premises, manufacturing your product if
you have one, buying materials, stock...
05th December 2006
There’s more pressure on people than ever before to save for their
futures. Relying on the state is no longer a safe option for
retirement, benefits and healthcare. As a result, an increasing number
of people are purchasing personal financial product...
05th December 2006
If you’re planning to bring goods into the UK from travels abroad or from purchasing on the Internet, there are some important customs laws that you should be aware of. Here’s a handy guide to the regulations.
Buying goods abroad
Entering the UK...
05th December 2006
Your identity is extremely valuable. You need it to prove who you are
for various purposes in your day-to-day life, such as opening a bank
account, obtaining a loan, getting a credit card, purchasing goods or
services, applying for a passport or drivin...
30th November 2006
We’re a nation of car users – although not always by choice. Expensive and unreliable public transport systems have forced many of us onto the roads, but having a car certainly isn’t a cheap alternative. The cost of owning a car, even if you don’t...
30th November 2006
We all love a bargain and when we’re faced with a store card offer at
the sales counter as we make a purchase, the temptation can be
difficult to resist. At face value store cards can seem appealing
–discounts on purchases, invitations to promotion...
28th November 2006
With ever-increasing property prices, more and more people’s assets are
now worth more than the inheritance tax threshold of £285,000,
which has never been increased in proportion to the recent property
boom. With a rate of 40% inheritance tax on an...
24th November 2006
Please note: this article applies to residents of England, Wales and
Northern Ireland and is provided for general information only. It does
not constitute financial advice.
It’s not something that anyone likes to think about, but deciding what
hap...
22nd November 2006
The Individual Savings Account (ISA) scheme was set up by the
government in 1999 to encourage people to save more money. It allows
people to save up to a certain amount each year without paying tax on
the interest or income from it. There are various d...
18th November 2006
The most important financial decisions you’re likely to make in your
life are those concerning your retirement. To have a secure future with
a comfortable standard of living after you’ve stopped working, you’ll
need to plan your finances carefull...
18th November 2006
It’s now unlikely that the state pension will be enough to keep you
living comfortably when you retire. It provides only basic support, and
the government itself is keen to encourage people to save as much as
they can to supplement their state pensio...
13th November 2006
The government provides a range of benefits and allowances for those who are unable to support themselves financially, whether they are unemployed and looking for work, on a low income, ill, injured or disabled, bringing up a family, caring for someone or...
13th November 2006
One of a series examining the different types of government benefits, this guide looks at some of the options available to assist those who’re on a low income and are struggling to support themselves or their families.
Income support – this is a ...
