04th June 2007
Barclaycard are the latest company to offer a ‘green’ product to its growing ethically concerned customers who want to lower their carbon footprints. They have announced that their new eco-friendly credit card will be called ‘Breathe’. To ensure i...
04th June 2007
One month house prices are up are a record level, reports in April showed that asking prices rose to £8,000, and the next month, May, asking prices drop by around £900 whilst the monthly house price inflation has seen annual house price growth drop to 1...
04th June 2007
The number of new mortgages being approved has fallen to a twelve month low. One hundred and seven applications were approved in April down from one hundred and eleven thousand in the previous month.
High interest rates have begun to put pressure on p...
04th June 2007
More than one in seven people will be left struggling to pay their mortgage after the Bank of England raised interest rates by another 0.25 percentage points, to 5.5 per cent in May.
Research carried out by an independent online mortgage broker, repor...
04th June 2007
The attractiveness of taking out a secured loan has never been so high, with house prices, especially those in London going, metaphorically, through the roof.
Despite four interest rake hikes, which have slowed down the housing market, house price infl...
04th June 2007
If you’re looking for a loan you maybe deciding whether to get a personal loan or a secured loan, it may be useful to know the differences between the two.
A personal loan, generally known as an unsecured loan and can take the form of a credit card ...
04th June 2007
The rise of interest rate in May could mean that £16 a month will be added to the bill of a family with a typical £100,000 home loan. When added to the cost the previous three interest rate hikes in August, November 2006 and January 2007, it means mortg...
24th May 2007
A secured loan is money borrowed that is backed with collateral, or a marketable asset, meaning that if you fail to pay the repayments of your loan the lender may acquire your collateral to pay the debt.
Many secured loans are taken out against the val...
24th May 2007
Before they have even come into force on the first of June, the Government’s home information packs HIPs have been widely criticised by, well, pretty much everyone. Last week the Conservative party failed in an eleventh hour bid to block the introductio...
21st May 2007
From June 1 2007, everyone involved in buying and selling a home will need to know about Home Information Packs (HIPs).
If you are buying a new home the pack will offer essential information about the property you wish to buy. If you are a seller you w...
21st May 2007
They may be called tagged with a colour, brown and green, but that’s not the only thing they have in common. Both types of mortgages are ecological in their outlook.
Brown mortgages are specifically targeted at buyers who wish to convert or restore ...
21st May 2007
A ‘green mortgage’ is a mortgage that is favorable to the environment. This means that lenders will plant a certain number of trees per loan; the idea being to offset its carbon footprint. They may also make a donation, on behalf of the borrower, to e...
21st May 2007
So, you’re going on holiday and with lots to organise, getting the foreign currency for your overseas adventure may slip down your list of things to do. But there is no need to worry because with such a competitive market it has never been easier or qui...
30th April 2007
Some commentators have been predicting house price falls in the UK for several months. But renewed house price growth in the UK this year inevitably raises the question of whether house prices have to fall.
There are various reasons to suggest that hou...
30th April 2007
With the days getting longer and the sun more likely to be shining, we’re now entering the peak period for buying and selling houses and there’s much a seller can do to make there property more appealing to a buyer. So, after much research I’ve comp...
