07th January 2008
Fixed rate mortgages can be good for first time buyers and anyone on a tight income who needs the piece of mind of regular monthly repayments. A fixed mortgage is the most standard form of loan for home and product purchasing in the USA. Fixed r...
07th January 2008
The benchmark FTSE100 is currently very volatile due to credit crisis fears showing it’s biggest shake-up since the dotcom crash. They have been large drops in the shares of the banking, property and major companies, which have reflected th...
07th January 2008
Accident Sickness and Unemployment
If you had an accident, fell sick or were to be made involuntary redundant (unemployed) you might struggle to meet your monthly mortgage and other commitments. The result would be very onerous as mortgage arrears can l...
07th January 2008
Discount mortgages over the last few years have shown to be very popular in the UK for re-mortgages and property purchases as interest rates have generally been quite low and stable. Though past indications cannot guarantee future trends.
They work b...
07th January 2008
It must be first stated that great care must be taken with these type of mortgage products as you are borrowing over and above the equity within the property. So changing circumstances can adversely effect your ability to service the loan. It must also be...
20th September 2007
There has been much confusion, fear and change regarding these packs Ministers have wrecked Hip scheme's foundations Estate agency may go private over Hips. There has been a U-turn Labour climb-down on Home Information Packs. There is fear the property i...
20th September 2007
A commercial mortgage is sometimes known as a business mortgage is a loan that is secured using a business property. Business loans come in many shapes, sizes and appropriate interest rates, which is normally the ultimate thing for any business venture. ...
20th September 2007
Landlords who rent out properties to students are making healthier returns than the rest of the buy-to-let market with some areas in the UK delivering the best performance. Landlords must choose between fixed, variable, capped to flexible interest charge...
20th September 2007
Some lenders can charge high interest rates for a bad credit mortgage, or attach severe restrictions and penalties. When you choose a bad credit mortgage, you need to be sure that you can meet the required terms; if you can show that you are making regul...