18th April 2008
your credit rating is basically your personal finance history, whatever accounts and forms of credit you'd had in the past and any missed payments, defaults or notices on those accounts are marked on your credit rating. Finance companies use credit report...
09th April 2008
With house prices falling by 2.5 per cent in March 2008 you might think the whole country is on the verge of meltdown, but what does it really mean for us? The media may as well start saying that anyone with a mortgage is financially doomed, but are they ...
08th April 2008
I'm thinking of buying a car soon, not a brand new car but one that's maybe a few years old, so given the current financial climate should I get a personal loanto fund the car or should I go for a newer car and a car purchase plan, or should I be sensible...
08th April 2008
I'm thinking of buying a car soon, not a brand new car but one that's maybe a few years old, so given the current financial climate should I get a personal loanto fund the car or should I go for a newer car and a car purchase plan, or should I be sensible...
03rd April 2008
Over the last 2 weeks there have been more and more lenders either increasing their mortgage rates or, even worse for consumers, withdrawing their most competitive mortgage deals altogether.
Some lenders have started to increase mortgage rates by over ...
03rd April 2008
Over the last 2 weeks there have been more and more lenders either increasing their mortgage rates or, even worse for consumers, withdrawing their most competitive mortgage deals altogether.
Some lenders have started to increase mortgage rates by ove...
02nd April 2008
It's quite surprising to me but not only are interest rates accross various financial products like personal loans and credit cards increasing but lenders are also making changes to what customers can expect when applying for a loan, and who they offer a ...
02nd April 2008
In the UK over half a million of us spend an average of 25 hours per week worrying. Property and our possessions are the things we worry about the most.
The fact is the credit crunch has had a worrying effect on us all, so much so that there has been a...
02nd April 2008
Fixed rate mortgages have reached offers of a ming blowing 30 year term although the average interest rate of a fixed rate mortgage is increasing even though the bank of england base rate is starting to decrease.
There are now more fixed rate mortgages...
28th March 2008
If your fixed rate mortgage comes to an end this year you'll be one of the 1.5 million people re-mortgaging and you could be shocked at the effect interest rate increases will have on your wallet because you'll definately end up paying out a higher monthl...
28th March 2008
If your fixed rate mortgage comes to an end this year you'll be one of the 1.5 million people re-mortgaging and you could be shocked at the effect interest rate increases will have on your wallet because you'll definately end up paying out a higher monthl...
27th March 2008
Do you simply choose to ignore your a href="http://www.thefinancialblog.co.uk/click.php?kw=credit%20card">credit card bill? Large numbers of people in the UK admit to this alarming habit, but perhaps even more conearning is that these people also live in ...
27th March 2008
Today in the UK there are more people than ever looking for advice on repaying their mortgages. Are these the people who borrowed way beyond their financial means?
January and February this year have seen record breaking numbers of people asking for pr...
27th March 2008
As many as 6.5 million people have consolidated debts in the last 3 years in order to try and keep in control of their finances. Alarmingly 1.29 million of us have unsecured debts of more than £20,000 - So that's debts run up on personal loans, credit ca...
27th March 2008
Rather worrying I thought, an independent peice of research has revealed that where you live can affect how much you pay for gas and electricity.
In January around 4 UK utilities providers varied their gas prices in the UK according to the cost of pipi...
