11th March 2008
Oliver Hummel from Billings, Montana has schizophrenia. He receives a monthly benefit cheque of 1013 dollars. Last year car repair costs coincided with a veterinary bill for his 13 year old terrier; an unfortunate synchronicity that had Hummel stepping in...
11th March 2008
Outside industry, road vehicles are the major source of fine particle pollutants. These are not only released through the exhaust as a by product of fuel combustion but are produced through friction between road service and rubber tyre. Scientists classif...
11th March 2008
The real star of this year’s motor show in Geneva started its journey in Mumbai. The stand featuring the new luxury model of the Indian small car Nano drew enthusiastic crowds. The Nano is built by Tata, India’s premier car maker. Within recent year...
10th March 2008
In order for a small business to have a loan approved in Germany the first thing that needs to be established is the creditworthiness of the applicant. The way that this is done is now quite standardized across the commercial credit sector.
In German...
10th March 2008
For those caught in the snare of Germany’s capitalist system that have been cast aside like so many worn out shoes, it is not easy to get credit. Some amongst the 7,500 BMW staff made redundant in Munich this week (despite the car makers’ record pro...
10th March 2008
In many German states 17 year olds are already permitted to drive, at least when they are accompanied in the passenger seat by a qualified driver. However, for insurers these young drivers represent something of a grey area.
Normally 17 year old no...
10th March 2008
Insurance paperwork is often to be found gathering dust in some rarely opened drawer. Once these agreements are formalized they are often put away: a case of out of sight out of mind. Many of those insured are hardly aware of the policies they have taken ...
29th February 2008
• Update your details! It is always prudent to ensure that the insurance provider is notified of any change of circumstances that may impact upon the policy. This may relate to a change in the driver’s regular itinerary that sees him putting fewe...
26th February 2008
Until recently pensioners in Germany would have found it very difficult to get credit. Collectively, the obstacles placed in the way of applicants are known as “Risikobegrenzung” and they represent a strategy of risk management designed to protect cre...
26th February 2008
The internet: no other medium permits such a wide range of products to be offered for comparison so easily. In recent years the potential of the Internet has been increasingly exploited by the German credit sector so it is hardly surprising that so called...
26th February 2008
Without a doubt the car is very important to most people; indispensable for travelling to work or for the numerous necessities that make up daily life. Many may dream of owning a brand new car but the financial reality ensures that most make do with what ...
25th February 2008
Even those pining for the golden age of the motor car would scarcely credit the ingenuity of Joe Harmon, 27, who has designed and built a remarkable machine, the Splinter. Harmon is a young engineer not afraid to go against the grain and he has branche...
20th February 2008
Anyone who really needs money in a hurry must carefully consider whether they should apply for a so called fast loan or Sofortkredit as it is known in Germany. In practice, this does not simply mean the customer has only to complete a cursory applicatio...
20th February 2008
Autoversicherung: Creeping Roundabouts Unsettle Federal Republic
For cost reasons and for their proven effectiveness in reducing congestion at noted bottlenecks, the German authorities have decided upon an accelerated program of roundabout building. Ho...
13th February 2008
A loan does not always need to be taken out for a large sum. For smaller purchases, such as a piece of furniture or a new suit, it is quite sufficient to lend a smaller sum of money. A short break is a really viable expenditure that can be covered by smal...