Richard Chapo

Is The End of Cheap Travel Coming?

We live in a golden time for many things including travel. We can travel for a relative pittance to nearly any destination in the world. The question is whether we will be able to do so for much longer. We are spoiled rotten and don't even realize it.... Read >

Can You Afford to Fly Abroad This Year?

Most people love to travel around the world whenever possible. So, why don't more of them do it? The cost can be prohibitive for one. This may be a particularly difficult problem this year. As we work our way towards summer, the first thoughts about wh... Read >

Visiting San Diego – Finding Breakfast Joints

If you are one of the many that like to come to San Diego for a vacation, you are going to have to eat sooner or later. There are plenty of quality places, so there is no need to eat in the tourist traps. There are breakfast joints and then there are ... Read >

The Mexican Food Place to Eat At When In San Diego

San Diego is a big tourist destination to say the least. While there are more than a few restaurants designed to cater to the tourist, the locals eat at the best places and so can you. San Diego is, obviously, located close to the border with Mexico. W... Read >

Escape By Planning Your Summer Vacation Now

Yes, it is cold and dreary outside in much of the country, but that doesn't mean you can't mentally escape to the warmth of summer and a vacation. Start planning now and you'll be on your way mentally! When looking at a blanket of snow, it can be easy ... Read >

Climbing Carabiners – An Introduction

When you start rock climbing, you'll most likely just be playing around on surfaces that aren't too high. Once you decide to get serious, it will be time to get technical and that means carabiners. What is a carabiner? It is a metal loop that has a ga... Read >

Who Do You Have To Issue 1099-MISC Tax Forms To?

January starts off with a blissful anticipation of a glorious new year. It quickly turns into a panic as you try to get your finances in order so you can issue 1099-MISC tax forms. Ah, but who do you have issue them to? The 1099-MISC tax form is an inf... Read >

1099 MISC Deadlines for Independent Contractors Approaching

The turning of the new year is a time for a new beginning. Unfortunately, January is also the time when the tax season begins in earnest. 1099-MISC filings are on of the first things that come up. 1099 tax forms are known as information reporting form... Read >

Taxes – Your Information Reporting Requirements

You may wonder how the IRS tracks the movement of money so that it knows who owes how much. Well, there are a number of ways and information returns are one of the key ones. What are information reporting returns? They are tax forms the IRS requires y... Read >

No Need for Panicked Mailings to the IRS Anymore

It happens every year. You forget to file some tax form and get into a panic trying to find the correct form, fill it out and slam it into the mail before the relevant deadline. This madness may be coming to an end. The efforts of the IRS to update its... Read >

Tax Issues – Social Security Wage Base Increase for Employers

As an employer, you are responsible for a bevy of red tape when it comes to your employees. Making things even better, the rules and regulations regarding that red tape gets changed a bit each year. In 2008, one of the base line employment tax standar... Read >

Vacation Rock Climbing In Europe

If you catch the rock climbing bug, you'll soon be looking for places to climb all over the world. Taking a climbing vacation to Europe should be on your list. In fact, you should take a LONG vacation! When you think of Europe, you probably think of th... Read >

The Reasons To Get Into Rock Climbing

You probably are aware of rock climbing and might wonder why it has gained in popularity to the point that you have rock climbing walls on cruise ships! Well, there are a number of reasons. Perhaps the first reason climbing is picking up in popularity... Read >

Staying Warm in the Russian Winter

Considering visiting Russia this winter? If so, you are going to need to learn how to stay warm in the legendary Russian winter. Alas, the Russians have come up with a fail proof strategy over the years. Mention the Russian winter, and most people think o... Read >

Self-Improvement Through Journaling

Journaling is well known to have more than a few meditative effects on people keeping them. There is something about writing out your thoughts, be they good or bad, that helps. Journaling has been around forever. It is simply the act of keeping a record o... Read >