Peter Kenny

How To Avoid Sneaky Card Charges

If you have just gotten a new card with a great rate, you might want to take another look. Although you might have secured 0% for the next 6 months, there are often a range of cleverly disguised fees and penalties to take into account. If you are unaware ... Read >

How To Add An Additional Card Holder

If you have someone special in your life, then it might be time to add an additional cardholder to your account. Whether this is a wife or husband, or even a child, adding an additional cardholder can be advantageous for a number of reasons. If you are un... Read >

Fixed Rate Credit Cards Explained

There are so many types of credit cards around that it can be hard to work out which is the best. However, one type of card that is quite popular is the fixed rate credit card. Fixed rate credit cards give you the peace of mind that your APR will remain t... Read >

Choosing The Right Card Issuer

for a credit card but are unsure about which card issuer to choose, here are some tips on how to find the right card issuer for your specific needs. Shop around Whatever type of card issuer you are looking for, you need to shop around to find the be... Read >

Avoiding Sub-Prime Borrower Cards

If you have had bad credit in the past, it might seem hard to get a credit card that isn't more expensive than it's worth. If you have had bad credit in the past or not, it is important that you avoid sub-prime borrower cards. These cards are very expensi... Read >

Getting A Wedding Loan

Weddings are becoming more and more expensive, with the average UK wedding costing well over £15,000. Each year the cost is rising, and people are spending more and more on their weddings. In order to pay for this very special occasion, you might want to... Read >

Understanding Grace Periods

If you are someone who pays their credit card balance off in full each month, then you probably don't need to worry about grace periods. However, if you are someone who does not pay off your balance in full each month, then you need to know about the diff... Read >

Getting A Student Hardship Loan

Student loans are sometimes not enough to sustain you during university, especially during the tougher times. Even if you have a part-time job as well, there are times when some students need more than they have at the moment. If you are one of these stud... Read >

How To Consolidate Credit Card Debt

It is so easy to get heavily into debt on credit cards that you within a few months or even weeks you could find yourself not being able to keep up with the repayments. If this is the case, then you should think about consolidating your credit card debt. ... Read >

The Pros And Cons Of Reward Cards

There are many different types of credit cards around today, with all sorts of different incentives and features. One of the main categories of credit cards that are trying to get people's attention are reward cards. These cards offer you something in ret... Read >

Guide To Proper ATM Use

Using an ATM is something that most people do on a regular basis, and most of the time they are perfectly safe. However, there are dangers if you use an ATM, and unless you are careful you could end up having your card or PIN stolen. If you want to remain... Read >

A Guide To Basic Loan Terms

If you are new to the world of loans, then all the jargon and terminology can seem very confusing. There are so many different terms to understand, and unless you know some of them you will not find the best loan deal to suit your needs. If you want to kn... Read >

What Are The Benefits Of A Cash Advance Loan?

Cash advance or payday loans are one of the quickest ways to get hold of money when you are short of funds. They are predominantly used to cover your expenses until your next payday, when you pay back the loan in full. If you find yourself short at the en... Read >

The Benefits Of A Variable Rate Loan

If you want to get a loan at a cheap rate, then you should look at the possibilities of applying for a variable rate loan. These loans have an APR rate that can vary depending on the base interest rate. This can either work in your favour or against you, ... Read >

Taking Out Loans For Travel

If you want to go on holiday but cannot afford the large payment in one go, then you might want to think about taking out a loan for travel purposes. Many people never get to travel to the places they want because of a lack of current cash flow. However, ... Read >