michael challiner

Home Insurance - Check Your Cover

The "high season" for claims on home insurance policies is during the summer-time. The fact that the children are at home for the long summer holidays and long days mean that the house and garden are more likely to suffer wear and tear and the odd acciden... Read >

Where There's A Will

If you die without leaving a valid will it's the law that decides how your estate is divided. The intestacy rules will be used and it may not be what you'd have expected or wished. If you are legally married or have a civil partner but no children and ... Read >

Leaving A Will

It's important that you should be aware of what will happen to your possessions and money if you should die without leaving a will. A recent case of an elderly gentleman who died thinking his estate would go to a great friend simply because he'd named her... Read >

Making A Will - Do It Now

Writing a will can save a whole lot of confusion and chaos financially for your family when you've gone. Not writing a will could create all kinds of problems for them. Would your really want this? Dying without leaving a will, which is called dying i... Read >

I Will You My Rabbits

It makes sense to make a will. Most of us realize that, but actually getting around to it seems such a hassle. How much thought went in these "wills with a difference"? The famous magician and escapologist, Harry Houdini, couldn't escape death. Having... Read >

Banks Are Under Pressure to Cease Selling PPI

By the end of this month some of the country's largest high street banks will cease selling single premium Payment Protection Insurance known as PPI because of continuing pressure from the City Regulator. Payment Protection Insurance is generally sold to ... Read >

Pay The Premium For Pampered Pets

There are some pet owners who treat their pets as family members and are willing to pay whatever is necessary to keep them fit, healthy and safe. It's amazing how many people are now considering treatments which sound major even for humans - hip replaceme... Read >

Possible Substitutes For Payment Protection Insurance

Especially in the present climate job loss is a worry and accident or illness can happen at any time. It is wise to have income protection. This needs to stretch to all your outgoings, not just one direct debit of the many. Payment Protection Insurance ne... Read >

Is PPI The Only Option For Borrowers?

The employment market is grim and many people might be faced with the reality of redundancy and how to pay for credit, loans and mortgages. Around 13 million people have Payment Protection Insurance (PPI) in place to help with monthly outgoings if they ar... Read >

Pet Insurance - Watch The Puppy Fat

So you've made the decision to get a puppy. It's not something to take on without a lot of thought. You have lots of choices, not only of the breed of pup that you feel you'd be able to cope with, but how you're going to bring him or her up. One of the... Read >

Health Insurance - Which Type To Choose

The majority of people purchase this type of insurance to achieve the reassurance of knowing that the correct treatment is available if needed, should they fall ill or suffer an injury. Private patients have the luxury of choosing where the treatment will... Read >

Dental Care When You Need It

If you're astute enough to have a dental insurance plan in place, are you sure that it covers everything you need? People take out dental insurance for the family, take a quick look through the policy and continue to pay the premium each year. Not a parti... Read >

Cheers - Good Health

The results of a recent study which was carried out in Southern Denmark show that more than 50 per cent of babies born at the present time can expect to live until the amazingly ripe old age of 100. Not only will they live far longer, but they can expect ... Read >

Long Term Sick Pay

For a long time now, one of the most attractive "perks" in job advertisements has been "private sickness insurance". For those who start employment with a firm that offers this, it's an appreciable benefit. When it extends to the family too, it can offer ... Read >

Healthcare -Your Choice

With private healthcare you're in charge. Depending on the level of cover which you choose you can pick the hospital you prefer to be treated in. This means it's one which is convenient to you and suits your family's needs. You'll get far faster access... Read >