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Wiley Long

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I started in the health insurance business in 1986, marketing directly to individuals and small businesses all over the state of Georgia. Over the next 11 years I built an agency from the ground up that eventually produced over $10,000,000 in business per year. During that time I personally met one-on-one with several thousand individuals and small business owners concerning their health insurance needs. In 2000 my wife Christie and I took a year off to travel around the world. The entire trip is documented on our website, www.longsstrangetrip.com. After 13 months, we finally left Bali and headed back to the “real” world. When we returned from Bali, we moved to Fort Collins, Colorado to both go back to school. Christie’s in veterinary school, and I recently completed my master’s in Nutrition and Exercise Science. In January of 2004 HSAs first became available, and HSA for America was born. In addition to running the company, I am the author of the monthly newsletter Maximize Your HSA, I have written for Agents Sales Journal, and I have been featured in American Airlines Magazine, Pregnancy Magazine, the LA Times, and numerous other publications. I am also editor of The Paleo Diet Newsletter. The introduction of Health Savings Accounts has created a tremendous opportunity for individuals and businesses to lower the cost of their health care, receive a generous tax-break, and save money for future medical expenses. By introducing market competition into the medical marketplace, HSAs will force doctors and hospitals to begin posting their prices and actually competing for their customers’ business. As anyone with a basic understanding of economics can tell you, competition leads to lower prices and higher quality for all. Too often government programs encourage dependence and discourage personal responsibility. Health savings accounts reward people for saving for their future, and further reward them for taking care of their health. The person that puts aside money in their HSA and then doesn’t use it will be rewarded with tax deductions and tax-deferred growth and a savings account that can be used to pay medical expenses during retirement. I am a big believer that individuals should take greater responsibility for their future, instead of relying on the government “nanny” to take care of them. I believe that HSAs are the best thing to happen to healthcare in a long time. They save people money, they encourage responsible behavior, and they force the medical providers to compete for our business. I started HSA for America to make it easy for people to learn about and set up these plans. Our mission is to find our clients the best plans that meet their needs, at the lowest premiums available, and to make the process easy. By helping you save money and have peace of mind, we expect to continue to earn your business for life.
Joined: 20th June 2006
Articles: 82
URL: http://www.health--savings--accounts.com
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What You Need to Know About a Health Savings Account

08th August 2009
An HSA - or Health Savings Account - is a tax deductible savings account that some individuals can establish and use to pay for qualifying medical expenses. Health Savings Accounts have been available since January 1, 2004 for American citizens who are un...

How to Use a Health Savings Account Based on Your Stage in Life

16th July 2009
The number of people with HSA-qualified health insurance plans is exploding, growing by 30% in just the past year. Contrary to statements by those who wish for a single-payer bureaucracy controlling your healthcare, Health Savings Accounts are not just f...

Medicare Supplement Plans Changing in 2010

28th June 2009
Dramatic changes are coming to Medicare Supplement Plans in 2010, including the addition of two plans and the elimination of four plans. The changes, which take effect on June 1, 2010, will lower out-of-pocket expenses to consumers and give consumers some...

Changes in Medicare Supplement Plans Coming in 2010

27th June 2009
Beginning in 2010, consumers will see dramatic changes in available Medicare Supplement Plans, including the addition of two plans and the elimination of four plans. The changes, which take effect on June 1, 2010, will lower out-of-pocket expenses to cons...

How to Use a Health Savings Account Based on Your Stage in Life

17th June 2009
The number of people with HSA-qualified health insurance plans is exploding, growing by 30% in just the past year. Contrary to statements by those who wish for a single-payer bureaucracy controlling your healthcare, Health Savings Accounts are not just f...

Using Your Health Savings Account to Pay For Over the Counter Supplements

12th May 2009
When the government tells you that you qualify for a tax deduction, you should take it. Don't claim more than you deserve, but take everything you've got coming. There is no honor in paying more taxes than you really owe. Using your Health Savings Acco...

How To Use Your Health Savings Account To Get Affordable Medical Care Via Phone and Email

11th May 2009
Health Insurance is becoming more expensive and inconvenient. Just to get a basic answer to a health-related question, people have traditionally needed to take time away from work in order to spend hours waiting in a doctor's office. Many people are able ...

How To Use Your Health Savings Account To Get Affordable Medical Care Via Phone and Email

27th April 2009
Healthcare is becoming increasingly expensive and inconvenient. Just to get a basic prescription or an answer to a health-related question, people have traditionally needed to take time away from work in order to spend hours waiting in a doctor's office. ...

Learn How to Use a Health Savings Account to Become CEO of Your Own Health Care

09th April 2009
At his inauguration, Obama declared that "What is required of us now is a new era of responsibility." That was about three weeks before signing a bill to spend a massive $800 billion in tax-payer money (plus interest that accumulates) that the governmen...

Learn How to Use a Health Savings Account to Become CEO of Your Own Health and Health Care

02nd April 2009
At his inauguration, Obama declared that "What is required of us now is a new era of responsibility." That was about three weeks before signing a bill to spend a massive $800 billion in tax-payer money (plus interest that accumulates) that the governmen...

A Health Savings Account Can Help Individuals Stay in Control of Their Healthcare Spending

02nd February 2009
The cost of healthcare will continue to increase at a rate of least twice the rate of inflation, according to annual statistics collected by the National Coalition on Health Care. Experts project that Medicare funds will be extinguished by 2019, requiring...

Using Your Health Savings Account to Find Your Risk for Dozens of Diseases

28th January 2009
Health Savings Accounts (HSAs) are a key aspect of what is known as "consumer-driven healthcare", in which you the consumer - not your employer, the government, or an insurance company - are making the important decisions about your health coverage. When ...

Learn How to use Your Health Savings Account to Find Your Risk for Dozens of Diseases

21st January 2009
Health Savings Accounts are a key aspect of what is known as “consumer-driven healthcare”, in which you the consumer – not the insurance company, your employer, or the government – are making the primary decisions about your own healthcare. When y...

Learn How to Sign Up for Medigap Insurance During the Open Enrollment Period

20th October 2008
The open enrollment period when you can sign up for a Medicare supplement insurance policy (more commonly known as a Medigap policy) lasts for only six months. If you do not enroll during this time period, the insurance company may be able to refuse you c...

Learn About Medicare Advantage Plans

16th October 2008
The Original Medicare Plan is a fee-for-service option that offers coverage for most health care services and only some prescription drugs. The insured can only go to medical facilities and see doctors that accept Medicare insurance. The individual bein...
 
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