16th May 2007
You probably already know you need life insurance as part of practically any financial plan. That being said, how do you determine how much you need?
Life insurance is much like taxes for many people. You know you should, and indeed, have to deal with ...
16th May 2007
Americans have the attention spans of gnats. This unfortunate fact can really hurt you when it comes to finances. Simply put, you need to plan for the future…today!
The government knows your coming. And it is terrified! The simple fact is there is a ...
16th May 2007
You should always have health insurance if at all possible. That being said, there are some basic issues you consider and understand before buying it.
Perhaps the most common question I hear is, “what is the best plan for me?” The simple fact is t...
16th May 2007
The medical care system in the US has become more and more dysfunctional over time. Two states, however, are offering universal health care for their citizens.
There are roughly 300 million people in the country. Of this total, roughly 46 million do n...
16th May 2007
Purchasing health insurance for yourself can be a trick task. The language of health insurance is beyond the norm of most people, so you need to keep some general questions in mind.
The minute you start filling out health insurance applications, you r...
15th May 2007
Here today. Gone tomorrow. This is obviously something most businesses do not want to think about, but should for the benefit of a business carrying on after the loss of key employees or owners.
Succession planning refers to the development of a compr...
15th May 2007
Families run the vast majority of small businesses. The question is whether these businesses will survive the first generation of owners.
The succession plan is necessary in a large public Corporation. Some recent legislation has made this even more s...
11th May 2007
When most people think about life insurance, they picture leaving money to family members. As a business owner, you also have to consider the future of your company.
Although you might not realize it at first glance, your company is essentially another...
11th May 2007
Small businesses are the backbone of the economy and most are family owned. Despite these large numbers, the sad fact is the vast majority of family owned businesses do not survive the first generation of owners.
Nobody really thinks they might die t...
11th May 2007
If you own a business, you worked hard to get it up, running and successful. Succession planning makes sure your business survives when you don’t.
Most businesses don’t think about succession planning until a crisis hits. Running a successful com...
10th May 2007
In any financial transaction, whether a debt or investment, flexibility should always be sought out. As with certain debt programs, there are annuities that are highly flexible.
One of the really good things about annuities as a money management and fi...
10th May 2007
Inflation is a subtle, but nasty, factor that eats away at the value of your money over time. There are certain annuities designed to counter this loss of value.
One of the givens of the economic reality is the fact that the purchasing power of money d...
10th May 2007
An annuity is an insurance product that really acts as a financial investment. That being said, there are a wide variety of annuity options.
There are several distinct annuities you can chose from. The differences tend to revolve around the method of p...
10th May 2007
Annuities represent a conservative, but effective, way to provide steady income. So, just how does this process work?
The principle behind annuities is really the concept that it takes money to make money. When there is a large sum of capital available...
10th May 2007
Insured investments are an important part of any financial plan. An annuity is one such aspect.
An annuity is a legal contract whereby one party pays in a lump sum of money to another and receives regular payments in return over an extended period of t...
