19th January 2008
Your credit rating is a vital factor in determining what kind of loan or credit card you can expect to receive, or indeed whether you have a chance of having an application approved at all.
Unfortunately for many people, it is all to easy to cause dama...
18th January 2008
By now it's a good bet that we've all heard about the global credit crunch to some extent, even if we've just glanced away in boredom when a story about it came onto the television news bulletins. This reaction is perfectly understandable - after all, who...
18th January 2008
It's far from uncommon for people to find themselves short of ready cash towards the end of the month. Unexpected expenses, unanticipated repair bills, a temporary dip in income, even a moment of weakness leading to excessive spending - all of these can c...
14th November 2007
Thousands of people apply online for loans every day, and the commissions loan brokers receive for successful applications mean that it's big business with plenty of money involved. Unfortunately, as in any area where there's potential profit to be made, ...
14th November 2007
Whenever you apply for finance such as a personal loan or a credit card, you're likely to be encouraged to take out an insurance policy to cover your repayments should you be unable to work because of illness or redundancy. Payment Protection Insurance, o...
15th June 2007
For homeowners struggling with debt problems, losing your home is the ultimate nightmare. Not only will you suffer the emotional upheaval and traumatic change of lifestyle involved, you may even find that it isn't the end of your financial problems. Your ...
25th April 2007
If you're struggling with debt problems it can seem like you're trapped in a never-ending fight to keep your head above water, desperately juggling your finances around to keep your creditors happy. It can also seem like you're alone in your struggle, but...
25th April 2007
Having a bad credit rating can be a serious problem affecting people's lives in all kinds of ways. Quite apart from making it more difficult to obtain credit, a poor credit rating will mean that the costs of the credit you manage to be approved for will b...
25th April 2007
Identity theft can be hugely damaging to a victim's credit rating, as their file will invariably be filled with the worst kind of adverse information - unpaid credit bills and bad debts. While prevention is obviously better than cure, and there is plenty ...
25th April 2007
It's been widely reported that as a nation we're collectively in debt to a higher level than ever before, and many more people are starting to experience problems keeping their finances together. The level of personal insolvencies and bankruptcies is skyr...
25th April 2007
When budgets are tight and you're short of cash towards the end of the month, a payday loan can seem like the ideal answer, giving you enough money to see you through until you receive your next wage. Unfortunately, this can be too simplistic a view, and ...
25th April 2007
The world of personal finance can sometimes seem to have a language all of its own, and it can be difficult to seperate the wheat from the chaff when comparing products such as loans. With all things financial, it's vital to have a good understanding of w...
25th April 2007
Payday loans are often touted as a quick fix for a bad financial situation, letting you bridge the gap between running out of money and your next wage or salary coming in. The basic idea is that you can borrow a small amount of a few hundred dollars for a...
25th April 2007
Being severely in debt can be one of the most stressful situations we can find ourselves in within our everyday lives, and in recent years thousands upon thousands of us have begun to find our debts turning into a problem. Maybe your debts have simply got...
