Justin Schamotta

Another reason to protect yourself against credit card fraud

We all worry about falling victim to credit card fraud, and this has become an even greater worry over recent years because of sophisticated new scams used by fraudsters as well as because of the rise in credit card fraud. With the global credit crisis st... Read >

Have your credit card repayments soared?

Credit card giant American Express has already come under fire recently as a result of hiking up the annual fee on one of its credit cards, resulting in the APR rising to forty six percent. However, there has been further controversy because the credit ca... Read >

Could a cash back credit card help you in the current financial climate?

As most people will already know the current financial climate and economic downturn has made finances more difficult for many households, and many are struggling to try and make ends meet each month. As a result of this many are trying to make cutbacks o... Read >

Is it time to increase payments on your credit card?

Over the past year finances have been tight for many of us, and as a result of this more and more of us have been turning to our credit cards to tide us over. With Christmas just over many of us have accrued even larger levels of debt on our credit cards,... Read >

Finding the right credit card has never been more important

Like many other consumers across the UK you may be one of the people that is constantly keeping a fearful eye on the front door in case your credit card statement comes through, or you may be one of the ones that has already received your statement and ar... Read >

Are you trying to cut your credit card debt?

Over the past few weeks many people have given their credit cards a good bashing, using them to fund their Christmas purchases and take advantage of the early sales that were put on by many retailers. Whilst this may have proven convenient at the time it ... Read >

Has your credit card rate gone up?

Many people may have realised that the charges on their credit cards have been rising over recent months, even though the base rate has fallen considerably over this period of time. Industry reports have shown that although the base rate has been falling ... Read >

Don't let credit card firms persuade you to withdraw cash

This year has been a real financial struggle for many households, so it is little wonder that many people have had no spare cash to splash out on Christmas and the January sales. However, this is something that some credit card firms have been relying on,... Read >

Don't be pushed into taking out a store card this Christmas

With consumer spending at rock bottom levels and retailers suffering the financial losses from the economic downturn it is little surprise that so many retailers have started their January sales early in a bid to try and increase spending amongst consumer... Read >

Don't let desperation ruin your credit this Christmas

With Christmas just around the corner this is a time of year when many people start desperately applying for credit cards. Many credit card firms find themselves inundated with applications from those looking to put the cost of Christmas on plastic. H... Read >

Will you be transferring your credit card balance after Christmas?

With Christmas just around the corner many people have already started purchasing their Christmas gifts and items, and despite the global credit crunch and the difficult financial climate many people have indicated that they will still be spending around ... Read >

Credit card debt could mean losing your home

Most of us know what it is like to have credit card debts hanging over our necks, but thankfully many of us are also able to get the debt repaid sensibly without getting into too many problems with the lender. However, when it comes to finances times are ... Read >

Make the base rate cut work for you

There is little doubt that over the past year interest rates on borrowing in the UK have rocketed, and many people have been forced to pay a fortune in interest on their borrowing. However, it seems that whilst lenders are always quick to bump up inte... Read >

Getting the most from your credit card

Most of us have heard enough of the doom and gloom that has been going on in the financial markets of late, but some of us may have been on the receiving end of the financial problems, having received rejections for finance deals such as loans and credit ... Read >

Get your 0% purchase credit card for Christmas

It seems that no sooner have you finished paying off the bills and costs for last Christmas, suddenly this Christmas seems to be looming up around the corner. The time of year is upon us once again when we have to start thinking about how to fund the cost... Read >