24th January 2008
It's important to choose wisely when deciding on a mobile phone tariff. Take into consideration how you intend to use your mobile phone and research all the different tariff options available. Mobile phone providers offer a range of different services, so...
24th January 2008
Before you purchase a mobile phone it's important to consider how you plan on using it. Will you be using it simply for making calls and sending and receiving text messages? Or, do you plan on using your phone for business? If it's the latter, then your r...
24th January 2008
Having a less than perfect credit score can damage your chances of qualifying for credit. But, there are things that you can do to improve your current credit rating.
The following tips can potentially improve your credit score. However, don't expect ...
22nd January 2008
A payday loan can be an effective way to deal with an unexpected cash shortfall. However, payday loans are not suitable for everyone, it's therefore important to be aware of the alternatives that are available to you. Being aware of the alternatives means...
22nd January 2008
Britons are taking on record levels of mortgage and credit card debt, with figures released last year showing that UK personal debts far out weigh that of our European neighbours.
For those in need of help with financial problems then the Citizens Adv...
22nd January 2008
Credit rating systems are used by lenders to help predict the likelihood of a customer repaying a debt. They exist solely to maximise company profits, by helping to eliminate customers deemed as a poor investment.
Being classified as a ‘poor investm...
22nd January 2008
An unsecured personal loan is so called because they are not secured against any of the borrower's assets. Personal loans can be used for numerous purposes, although some lenders stipulate that they cannot be used for certain ventures, such as timeshares ...
21st January 2008
A secured loan is a specialist loan that is only available to home owners or mortgage holders. Don't be fooled by the name, a 'secured' loan only provides security for the lender and not the borrower. The loan is protected against your property; if you ar...
21st January 2008
If you are new to the world of credit cards, then it pays to familiarise yourself with the way they work before you go on any lavish spending sprees. Arming yourself with the necessary knowledge can prevent you from slipping too far into the red. Remember...
21st January 2008
The amount a mortgage provider is prepared to lend can vary greatly. Although, a good mortgage lender should consider your income and expenditure carefully, and then only commit once it's been deemed that payments can be met throughout the term of the mo...
21st January 2008
House prices have been rising astronomically over the last few years. But, the latest news headlines seem to suggest that this trend is beginning to decline and in some cases even reverse.
Houses in sought after areas that have low crime rates, excelle...
21st January 2008
Remortgaging basically means swapping your mortgage from one lender to another to get a better deal. The UK's mortgage market is a highly competitive place, hence there's no shortage of great deals on offer. Last year millions of borrowers wisely took adv...
19th January 2008
If your debts are starting to build up to uncomfortable levels then now is the time to act! Procrastinate at your peril, because a debt problem that is ignored will just grow and grow, until you are left with a mountain to climb.
An increasing amount o...
19th January 2008
It's good practice to shop around when looking for a credit card. Going for the first one that comes your way just because you recognise the name can be a costly mistake. There are also plenty of facilities available online that offer a comparison of all ...
18th January 2008
If your credit card is lost or stolen and then subsequently used without your permission, then the extent of your liability is governed by Sections 83 and 84 of the Consumer Credit Act.
But how does this credit act protect you and what procedures shou...
