06th October 2009
If someone dies without leaving a will, there's a certain way which their estate is handled, according to the laws of intestacy. In most cases it's a long drawn out process but something that has to be done. The fact is that, although the people nearest t...
06th October 2009
Probably the first time in your life that you should consider making a will is when you get onto the property ladder for the first time. Even if you are not married or in a civil partnership, you would want a say in whatever equity you have in your home. ...
06th October 2009
Some people say if you make a will you can make sure that no inheritance tax will be charged on your estate, as if a blanket rule applies. In actual fact some estates won't involve inheritance tax as they are under the allowance. Others may be less straig...
06th October 2009
More and more wills are being contested. The number of court cases in relation to will and inheritance disputes rose by 175 per cent in one 12 month period recently. Most disputes are settled without actually getting to the court stage, so the actual fi...
06th October 2009
Nowadays, when the term "married couple" crops up, this refers to registered civil partners as well as married couples. This includes civil partners of the same sex. If you don't leave a will, then unless your partner falls into this category, they won't ...
02nd October 2009
Mortgage payers who lose their job and face problems affording their mortgage repayments may be eligible for a government scheme known as "support for mortgage interest" (SMI). The SMI scheme covers mortgage interest payments for those who have lost their...
02nd October 2009
Statistics from City watchdog the Financial Services Authority reveal some staggering figures regarding home repossessions.
Repossessions climbed by almost 100 per cent last year, with 13,161 families being evicted between June and September alone. Thi...
02nd October 2009
As the economic recession continues, losing your job and as a result, your home is the nightmare uppermost in many people's minds. But if you are worried that redundancy could be followed by your home being repossessed, there have been two positive develo...
02nd October 2009
Under a tightening of rules being considered by The Financial Services Authority (FSA) homebuyers could face having to raise a deposit of at least 15 per cent before they can get a mortgage. The Authority has also hinted that the amount that mortgage lend...
29th September 2009
As the recession takes a hold, families are being hit the hardest. Parents are having to take measures to cut back as much as possible. The amount of money that is spent on children's pocket money has dropped to a four year low. As well as this many paren...
29th September 2009
The stark facts are that smokers are likely to die earlier; therefore one insurer reckons that they can offer them better payouts than non-smokers. To qualify for these better rates, you need to be aged 50 plus and you need to fit the exacting requirement...
29th September 2009
Having any insurance policy in place gives you peace of mind, and having one for your pet is no different. You can pay premiums and not make a claim for ages, like two-thirds of policy-holders, but when disaster strikes and you run up enormous veterinary...
29th September 2009
If you are made redundant, from the 13th week after this happens, the Government will pay the interest on your mortgage up to 200,000 pounds. Although, for couples both need to lose their jobs to qualify and it will not pay for any other borrowings.
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29th September 2009
The latest news on retirement is that it's a very expensive luxury. Maybe your grandparents seemed to lead a blissful existence, with Grandad happily pottering in his greenhouse and Grandma having plenty of time to enjoy hobbies and planning their days ou...
24th September 2009
You may not have heard of the term PPI or payment protection insurance, but there is a high probability you will have been asked if you want it. There are 20 million PPI policies existing in the UK. They are meant to cover you when you take out a form of ...
