No Last Name

Individual Disability Insurance vs. Group Disability Insurance

We're often asked, often by physicians, dentists and other professionals whether they should have their own individual Disability Insurance policy or join a group disability insurance program. Here is a quick summary of the differences, in general, be... Read >

The How and Why of Medical Residents Getting Disability Insurance

As you are about to go into practice and you've spent years training, you're about to begin your years of higher earnings. Physicians are the single largest buyers of disability insurance. The reasons are fairly simple. Your entire future income is based... Read >

Why Should a Physician Have Disability Insurance?

As a physician, it is important to understand the crucial need to protect ones income with physicians' disability insurance. Most physicians likely have experience with the fragility of the human body and also its great resiliency. Why Should a Physician... Read >

Residual disability and definitions of disability

The first area of concern for most professionals looking for disability insurance is usually the definition of disability. The question asked is: "Does it cover me if I can't do the duties of a ______(one's occupation)? " This is a key question and y... Read >

Smokers are at High Risk for Psoriasis

Although dry skin has long been associated with smoking, not until recently has it also been linked to psoriasis. Thousands of doctors are now advising patients to use a good shielding lotion as treatment for psoriasis, but will no doubt soon be adding ce... Read >

Sports Enthusiasts Now Have a Remedy for Dry Skin

A survey conducted by Japan's Global Sports Alliance (GSA) revealed that environmental issues are changing the way athletes and sport enthusiasts operate. Two of the major concerns for the survey participants were increased risk of sunburn due to global w... Read >

Dry Skin Conditions Cause Emotional Trauma in School Children

A recent study published in the British Journal of Dermatology revealed that the quality of life for school children is heavily affected by dry skin, eczema, psoriasis and other skin conditions. Many commonly-used drugs for these problems are not approved... Read >

Is Mineral Make-Up a Good Choice for Natural Skin Care?

Mineral make-up is currently all the rage. Only one small company made it a few years ago, and now some of the major skin care manufacturers have jumped on the bandwagon. Much of its appeal comes from it being advertised as natural and non-toxic. Natural... Read >

Natural Skin Care –The Buzz from the Bees

Several skin care product manufacturers are now including honey as a main ingredient. Honey is nourishing for the skin, but the products on the shelves often also contain other substances that will dry the skin, defeating the purpose of using the honey. F... Read >

Are Zinc Ointments A Safe Natural Skin Care Treatment Option?

For nearly a century zinc ointments have been a common natural skin care treatment for dry skin, acne, dermatitis, rashes, cuts, eczema, and just about every other skin problem. However, the newer products on the market contain so many harmful chemicals t... Read >

Foods High in Squalene Are Vital for Natural Skin Care

What do olive oil, sharks, wheat germ, tuna, and rice bran have in common? An unsaturated oil that no one concerned with their skin should be without – squalene. Whether you have an existing skin condition, or just want to make sure you don't get one, squ... Read >

Does Dry Skin Cause Wrinkles?

Many people slather on moisturizers every day thinking that they will reduce or prevent dry skin, and that, in turn they will reduce or prevent wrinkles. Is it true? Many things that cause wrinkles have nothing to do with whether or not the skin is dry -... Read >

Dry Skin Treatment in Ayurvedic Medicine

Ayurvedic medicine is the traditional medicine of India. Treatment consists largely of herbs, fruits and spices, but much of it also revolves around self-care - living a lifestyle designed to prevent illness. Although India is quickly changing, daily life... Read >

Is Hard Water Causing Your Dry Skin?

Many articles are written about products that contain harsh chemicals that dry the skin and millions of advertising dollars are spent on products that claim to do the opposite. However, one often overlooked dry skin factor is the hardness or softness of o... Read >

Dry Skin May be a Symptom of More Serious Conditions

While dry skin is often just that, it is also a symptom of many other physical problems. Shielding lotion is now recommended by thousands of doctors to treat and prevent dry skin, but if you also have other symptoms, then it is wise to see a medical docto... Read >