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Bob Benson

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Joined: 02nd February 2006
Articles: 209
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Avoiding Closing Costs When Buying a Home

15th July 2006
Most homebuyers – especially those doing it for the first time – are faced with a tough challenge when it comes to closing costs. Enough consumers who have saved for many years may not have enough available funds to cover fees related to a major real esta...

80/20 Loans Explained

15th July 2006
Nearly half of all first-time homebuyers financed the entire cost of their home, rather than paying a hefty down payment. And many of these zero-down buyers did so thanks to the so-called 80/20 mortgage plan. This is a relatively new type of loan that was...

Avoiding Bank Fees

12th May 2006
Occasionally many of us will experience the dread of a bounced check, this will result in an abundance of fee's that include an overdraft charge and a fee for the bounced check with the bank alone. Not to mention the fee charged by the establishment that ...

The Fundamentals of a Credit Card

10th May 2006
Credit cards, if used wisely, can be extremely handy and useful. By carrying a credit card you will eliminate the worry that comes with carry cash in regards to theft. Additionally, if you choose the right credit cards they could come with rewards when th...

What is Skimming

10th May 2006
In speaking of drawbacks of credit cards another form is the fraud of making copies of stored information upon the credit card, also known as "Skimming". This has become extremely popular for those who are making the business of stealing other peoples fin...

Eliminate Credit Card Debt

10th May 2006
At this time many people have come to represent a social status, in essence many people believe that by dragging out their credit card upon making a purchase, they somehow are signifying their status within society. Essentially most people make use of the...

Use Credit Cards Wisely

10th May 2006
Credit cards, if used wisely, can be extremely handy and useful. By carrying a credit card you will eliminate the worry that comes with carry cash in regards to theft. Additionally, if you choose the right credit cards they could come with rewards when th...

Debt vs Credit Cards

07th May 2006
When you are considering getting a credit card you should be fully aware of all the consequences that could come with the responsibility of having and using one. Some people prefer to make use of a debit card instead of a credit card to keep them out of f...

Tips for Using a Loan Calculator

07th May 2006
When it comes to getting a loan for your mortgage and using a mortgage calculator, you should definitely know the differences in a home equity loan and a home loan. First, a home loan is basically your first loan when purchasing a home. This could mean fi...

How To Work At Home

03rd May 2006
One very large business boom is the work at home business; many people are leaving their careers in the business world to work within the comforts of home. There are many advantages and some disadvantages to working at home. This article is about these ad...

Planning For Your Retirement Tips

03rd May 2006
When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds, mutua...

How To Save Money While On Vacation

03rd May 2006
A holiday does not have to cost you an arm and a leg if you know how to look for and take full advantage of the many exciting money saving offers that are available to you throughout the internet. Many companies offer specific online savings and packages ...

An Overview of Payday Loans

02nd May 2006
When you are in a bind and have a financial emergency a payday loan can be a real help in these situations. However, you should be extremely careful when taking out any type of payday loans as the fees that you will be charge can become extremely large. T...

Getting Started On Ebay

02nd May 2006
EBay has become one of the internet largest selling portal today, it has offered a variety of business an excellent market of getting their products to their customers in a fashion that is unmatched throughout the entire internet. Many sellers have been a...

Checking Accounts For Couples

02nd May 2006
It was not very long ago that when a couple were married their finances became merged and everything was as one. Today, many people are opting to keep things separated for a variety of valid reasons. Because of the way society has unfolded, our finances h...
 
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