04th April 2008
Cash back credit cards are one of the latest crazes to sweep the personal finance industry. Where once balance transfer offers held sway, with card issuers falling over each other to offer the longest 0% deal in history, it now seems that cash back is kin...
02nd April 2008
Secured loans are often touted as an ideal solution to your financial troubles. The adverts you see online and on the TV present the happy smiling faces of people finally enjoying their lives after having put the nightmare of severe financial problems beh...
02nd April 2008
The past decade or two has seen a real boom in credit card use, with competition between issuers leading to ever lower rates of interest, constantly improving features, and a consistent relaxing of acceptance criteria. Such has been the activity in the ma...
02nd April 2008
When your finances have got out of hand and you've decided to restructure them with a debt consolidation loan, it's usually recommended that you subsequently cancel all of your paid-off credit cards and close off your other lines of credit that have been ...
28th March 2008
American consumers are allowed to check their credit annually from the three major credit reporting agencies: Experian, Equifax, and TransUnion. What most people make the mistake of doing is checking all three at once. It is wise to take advantage of this...
28th March 2008
Many consumers in the United States fall into debt because of the many expenses that they have to take care of on a monthly basis. Whether these expenditures are necessary or not, the average family tends to overshoot the monthly budget that is allotted. ...
26th March 2008
No matter how convenient credit cards are - and they're almost obligatory for modern life - there's no denying that they can land the unwary card-holder in a whole world of trouble if not used carefully. Here we present the seven deadly sins of credit car...
20th February 2008
Balance transfers were at one time all the rage, and one of the main criteria people used when deciding on a new credit card. First introduced to the UK by Egg towards the end of 2000, a boom was sparked in credit card applications and a new strategy of s...
01st February 2008
If you've been comparing personal loan deals recently you're bound to have noticed a very popular option that's becoming increasingly common, namely repayment holidays. This feature allows you to take a break from making repayments, and can be a very usef...
30th January 2008
The days when a credit card was just a credit card are long gone. The basic idea of a card, the ability to make purchases now while only actually paying for them at a later date, has been almost submerged under a huge range of extra features and benefits....
24th January 2008
One of the most basic factors which determines how expensive your credit card is to use is it's interest rate, or APR (Annual Percentage Rate). The lower this figure, the less money you'll be charged for the privilege of borrowing money on the card.
As...
19th January 2008
The basic premise behind a credit card is simple: you use the plastic to pay for goods either in person or online, and then you either clear the debt within a month or you begin to be charged interest on it. As anyone who's spent any time at all comparing...
19th January 2008
Way back in the early days of credit cards, around 50 years or so ago, the proposition they offered was pretty simple: pay by card, and either clear the balance in full each month or pay interest on the debt you accumulate. There would be little or nothin...
18th January 2008
It's no secret that in today's society personal debt is becoming more and more of a problem. After years of easy access to cheap credit, and a willingness by lenders to extend lines of credit beyond that traditionally deemed acceptably safe, the number of...
18th January 2008
Even just a generation ago, there was a markedly different attitude to credit cards among the majority of people. They were seen as somewhat unnecessary, mildly exotic, and definitely quite dangerous. In many people's minds, they were merely a fast track ...
