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Wiley Long

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I started in the health insurance business in 1986, marketing directly to individuals and small businesses all over the state of Georgia. Over the next 11 years I built an agency from the ground up that eventually produced over $10,000,000 in business per year. During that time I personally met one-on-one with several thousand individuals and small business owners concerning their health insurance needs. In 2000 my wife Christie and I took a year off to travel around the world. The entire trip is documented on our website, www.longsstrangetrip.com. After 13 months, we finally left Bali and headed back to the “real” world. When we returned from Bali, we moved to Fort Collins, Colorado to both go back to school. Christie’s in veterinary school, and I recently completed my master’s in Nutrition and Exercise Science. In January of 2004 HSAs first became available, and HSA for America was born. In addition to running the company, I am the author of the monthly newsletter Maximize Your HSA, I have written for Agents Sales Journal, and I have been featured in American Airlines Magazine, Pregnancy Magazine, the LA Times, and numerous other publications. I am also editor of The Paleo Diet Newsletter. The introduction of Health Savings Accounts has created a tremendous opportunity for individuals and businesses to lower the cost of their health care, receive a generous tax-break, and save money for future medical expenses. By introducing market competition into the medical marketplace, HSAs will force doctors and hospitals to begin posting their prices and actually competing for their customers’ business. As anyone with a basic understanding of economics can tell you, competition leads to lower prices and higher quality for all. Too often government programs encourage dependence and discourage personal responsibility. Health savings accounts reward people for saving for their future, and further reward them for taking care of their health. The person that puts aside money in their HSA and then doesn’t use it will be rewarded with tax deductions and tax-deferred growth and a savings account that can be used to pay medical expenses during retirement. I am a big believer that individuals should take greater responsibility for their future, instead of relying on the government “nanny” to take care of them. I believe that HSAs are the best thing to happen to healthcare in a long time. They save people money, they encourage responsible behavior, and they force the medical providers to compete for our business. I started HSA for America to make it easy for people to learn about and set up these plans. Our mission is to find our clients the best plans that meet their needs, at the lowest premiums available, and to make the process easy. By helping you save money and have peace of mind, we expect to continue to earn your business for life.
Joined: 20th June 2006
Articles: 81
URL: http://www.health--savings--accounts.com
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Learn About Medicare Advantage Plans

16th October 2008
The current Medicare Plan is a fee-for-service option that has coverage for most health care services and some prescription drugs. The person being insured can only go to medical facilities and see doctors that accept Medicare insurance. You receive a r...

Learn How Health Savings Account Owners Are Using A Medical Bill Negotiator To Lower Expenses

17th September 2008
Being inundated with medical expenses isn't anyone's idea of fun, but many must live through it anyway. One of the biggest problems associated with this problem has nothing to do with the amount of times you visit the doctor, but the amount charged by the...

How to Use a Medical Bill Negotiator to Lower Your Health Savings Account Expenses

11th September 2008
Medical Bill Negotiation companies are familiar with the discounts negotiated by large companies, insurance companies, PPO networks, and other big players, so are familiar with what the "lowest available price" might be. If you use one of these services,...

Learn How to Use Your Health Savings Account to Pay for Dental Expenses

22nd August 2008
Paying too much for coverage and not having enough coverage may be a familiar scenario for many of the residents in America. Not many health insurance companies offer policies with coverage that will give you dental, eye and alternative care. Americans ar...

Learn How to Pay for Dental Expenses Using Your Health Savings Account

13th August 2008
Paying too much for health insurance coverage and not having enough health insurance coverage may be a familiar scenario for many Americans. Not many health insurance companies offer policies with coverage that will give you dental, eye and alternative ca...

How to Manage Health Savings Accounts

25th June 2008
Health Savings Accounts consist of two parts - the high deductible health plan (HDHP), and the HSA itself. By carefully choosing which bank you use to establish your HSA, and strategically choosing how to fund your account and manage your investment, you...

How to Use Your Health Savings Account to Slow Down Your AGEing Process

21st May 2008
One of the best aspects of having a Health Savings Account is that you can control your medical care. If you want to have a medical test or procedure done that is not covered by your health insurance, you pay for it with pre-tax money from your health sav...

Learn How to Use Your Health Savings Account to Slow Down Your AGEing Process

20th May 2008
One of the best aspects of having a Health Savings Account (HSA) is the control you you have over medical care. If you want to have a medical procedure or test done that is not covered by your health insurance, you pay for it with pre-tax money from your ...

How Small Business Owners Can Cut Their Health Insurance Costs in Half

22nd April 2008
Many small business owners are now taking advantage of Health Reimbursement Arrangements (HRAs) as a way to significantly cut their health insurance expenses. As health insurance premiums continue to grow, fewer small businesses are offering group coverag...

How Small Business Owners Can Cut Their Health Insurance Costs in Half

13th April 2008
With the skyrocketing cost of health insurance, small business owners are looking for ways to reduce their health insurance cots. Business owners now have the option to set up Health Reimbursement Arrangements to do just that. Learn how to set-up and ma...

Be Sure To Take All Your Health Savings Account Write-Offs

29th February 2008
Summary: Few people who have a Health Savings Account really take advantage of all the tax-saving benefits these plans offer. One thing that anyone with a Health Savings Account should be aware of is all of the expenses that can legally be paid for from ...

Health Savings Account Write-Offs Not to Miss

27th February 2008
Having a Health Savings Account makes all of your HSA-qualified medical expenses tax-deductible. So make sure you aren't missing any HSA expenses and over paying your taxes. Remember, there is no virtue in paying more taxes than you really owe. Qualifi...

A Health Savings Account Can Help You Set Your 2008 Health Goals

21st January 2008
Summary: Learn how to use a Health Savings Account (HSA) strategy to improve your overall health in 2008. Learn ways to maximize the growth of your HSA while motivating yourself to become a healthier individual. People who have a Health Savings Account...

Set Your 2008 Health Goals Using a Health Savings Account

20th January 2008
People who have a Health Savings Account (HSA) benefit from lower health insurance premiums and reduced income taxes. But the best long-term benefit for many will be the large amount of money they will have in their Health Savings Accounts as they enter t...

Maximize Your Health Savings Account by Eating the Right Foods

14th November 2007
The people who will have the most money in their Health Savings Account (HSA) are those who fully fund it and stay healthy so they can avoid making premature withdrawals. Diet is the foundation of good health, and the healthiest diet you can eat is the on...
 
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