24th May 2007
If you know that your personal information has been accessed or otherwise tampered with there are steps you must take to stop the thieves and try to repair the damage. It is important to stay alert to signs that your information is being used without your...
24th May 2007
We often take our liberties for granted. What you know life to be can suddenly change if you�ve been a victim of identity theft.
While you�ve been busy with your day-to-day life someone could have stolen your personal information and racked up debt...
24th May 2007
Are you familiar with the expression �an ounce of prevention is worth a pound of cure�? This is absolutely true in regards to protecting your identity from being stolen rather than dealing with the trauma and cost of being a victim.
It must be stat...
24th May 2007
Along with the convenience of the internet has come a new wave of predators looking to steal from innocent victims. This often occurs through �spoof� emails.
A �spoof� email is an email that appears to be from a legitimate organization or busin...
23rd May 2007
If your driver�s license or other government ID has been stolen report it to the proper agency to cancel it and order a replacement. Ask that your information be flagged so that no one else can get copies.
Complete an Identity Theft Affidavit
In ord...
23rd May 2007
Get Copies of Your Credit Report
Send for your credit reports following the instructions from the credit bureaus. Review the reports carefully. Look for creditor�s names that you did not request credit from. Also check your personal information; SSN, a...
23rd May 2007
Online shopping is convenient but can also pose hazards for unwary buyers. While electronic exchange of funds makes buying online easier it is important to watch for signs of a secure site. Secure sites provide encryption of data so that others can�t vi...
23rd May 2007
Don�t download anything when you don�t trust the source. Even if you are emailed or given a link in a chat room or forum you should be cautious. Look at the URL. Some links will directly download programs � including viruses � without your consent...
23rd May 2007
Only shop at merchants you are familiar with or contact the Better Business Bureau. Look for secure shopping sites with identifying marks such as https appearing in the browser window or a lock icon appearing below the webpage on your browser.
Never ...
23rd May 2007
If you are contacted by a bank or service provider through email you must never submit any personal or financial information to them. These attempts to �trick� you into believing they are a legitimate business is called phishing.
If an email claims ...
23rd May 2007
If you think you�ve figured out how to keep the thieves out of your personal information you may be surprised at the methods they use to gain access to it. Finding out HOW thieves access your information is the first step in reducing the risk.
Lost o...
22nd May 2007
Although some choose to rush into getting a credit card, they normally do so without being aware of the costs. A lot of credit cards out there come with hidden costs and charges, and you should always be aware of this before you apply. In most cases, th...
22nd May 2007
If you�ve surfed around on the Internet, you�ve no doubt ran across many different credit card companies, offering you cards at what they claim are the best in terms of interest rates and fees. Credit card companies operate both offline and online, a...
22nd May 2007
We all get credit card offers through traditional snail mail, and we all know how they work. Although many credit card offers in the mail claim that you are already pre approved, you still have to wait weeks and weeks before you hear anything back once y...
22nd May 2007
All across the United States, there are hundreds and hundreds of banks and credit card companies looking for your business. This day and age, banks and credit card companies are in competition with each other, trying all they can to get your business. T...
