24th April 2007
Got a business or looking to start one? Need finance to help you on your way? This article aims to provide some useful pointers on how the market for business loans and commercial finance in general, works.
There are both similarities and differences b...
23rd April 2007
If you have more than £5000 of existing credit, you may, like many other people in the UK, be thinking of debt consolidation. By putting all of your existing credit together in one place, your finances often become easier to manage, having only one repay...
20th April 2007
Firstly, what is a homeowner loan? In fact, it is exactly the same as a secured loan and as the name suggests, you need to own your own home to be able to borrow money from a lender in this way. This means that you must have a mortgage on the property you...
19th April 2007
As the years roll by, it's a fact that more and more people are using credit to help them to enjoy the finer things in life today that it would otherwise take years to save for. In our parents and certainly in our grandparent’s day, this would be quite ...
18th April 2007
Need a loan? Want to use some of the equity in your home to make it easier? Worried about your poor credit history?
These are common questions asked of a professional loan broker these days. As more and more people look to use the equity they have buil...
18th April 2007
So you need a remortgage but you're worried about your poor credit history? Well, maybe you're worrying unnecessarily.
For a start, you won't be on your own in wanting to use your mortgage as a vehicle to borrow additional money. In fact, remortgaging ...
18th April 2007
A commercial mortgage is very similar in principle to a residential mortage or remortgage. The money will be borrowed against the value of the business premises and will most likely be subject to interest over the term of the loan.
In fact, just as wit...
13th April 2007
Let's face it, if you need a bridging loan in the first place, you already probably feel like you're in a bit of a fix, right? You've spotted the perfect new home, but you've not sold your own yet. Aaaargh! Worse still, you missed a couple of payments on ...
12th April 2007
So, you've decided that you need to take out a mortgage? The only problem is, you've got a poor credit history and you're worried that this might prevent you from applying. Well, the good news is that it won't. The great news is, that there are plenty of ...
11th April 2007
If you're using a mortgage to buy your home but are not sure which one will suit your needs best, read this handy guide to mortgage types in the UK. Taking out a mortgage has never been easier.
Fixed Rate Mortgages - the lender will set the APR (Annual...
09th April 2007
If you're a tenant and you need to borrow some money, there are still plenty of lenders and brokers that are prepared to help you. They will look at your financial circumstances and make a decision about your tenant loan application, dependent on a number...
07th April 2007
It's quite a common thing these days, but many homeowners and tenants consider taking out a loan to consolidate their debt. Strange thing when you think about it - taking out a loan to try and reduce your monthly outgoings, but for many, it's an obvious s...
05th April 2007
Let's face it, getting a tenant loan when you have a history of poor credit is difficult. Few of the major UK banks or building societies will entertain you and out of the hundreds of lenders that provide finance in the UK, only a tiny percentage will con...
04th April 2007
Tenants looking for a loan generally have less choice available to them than homeowners. If you're a homeowner, you could go for a secured loan, drawing on some of the equity in your property. You could also opt for an unsecured loan, where the lender doe...
03rd April 2007
If you rent your home and you need to borrow money with an unsecured loan, a tenant loan may be easier to get than you think.
In the past, lenders have tended not to cater for tenants because of their concerns about what may happen should their borrowe...
