14th February 2008
Home Loans
If you're a homeowner, home loans are usually defined as secured loans, and should benefit from the best APR's available. Home loans are available with some of the most established lenders in the UK. If you have defaulted on a payment in the...
14th February 2008
The ever increasing debt levels in the UK mean that getting a credit card is becoming more difficult as time goes by. Getting a credit card with a good balance transfer deal is becoming even more difficult as lenders tighten up their lending criteria.
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13th February 2008
It seems like secured borrowing is still a viable option for many UK homeowners as people look to take advantage of the increasing equity in their properties to borrow money secured on their property over longer and longer repayment terms.
It’s somet...
05th February 2008
The financial news stories seem to be full of the crisis at Northern Rock, who’s going to buy them, how will it be funded and the credit crunch. But what does it all mean and what affect will it have?
Firstly you should know that mortgages are funded...
21st January 2008
Personal loan rates are increasing in the UK. This is either an attempt by the banks to stem any further losses from the recent credit crunch or it is in place to cover the possible risks of lending to people already in debt who may be struggling already....
21st January 2008
There are two main things to consider when you apply for a credit card. Firstly you should look for competitive interest rates, secondly look for any benefits; for example you might be rewarded for using the credit card or offered a 0 per cent APR for a p...
20th January 2008
In light of the recent ‘credit crunch’ that seemingly every financial expert and newspaper or website mentions whenever the subject of finances is raised, what does the ‘credit crunch’ mean for the average person in the street? How will affect our...
18th January 2008
With nearly 200 balance transfer offers on the market, you may be misled into thinking that you have an infinite choice. However, in the search for a new service provider to take charge of your account balance, there are two obstacles to jump. First, you ...
18th January 2008
You should beware of credit card companies offering new deals in the New Year, especially if you’re thinking of transferring a balance from another credit card.
Take this example
A credit card company is launching a new credit card – we’ll cal...
14th January 2008
With the New Year upon us we’re all at the beginning of our best intended New Years resolutions. We’re all joining the gym, eating healthier, giving up alcohol and so on, but perhaps now is the time to start at least thinking about a financial overhau...
