Dan Lewis

The Decision to Rent or Buy A Home

The pace of life can be so quick that we have a tendency to blow by important decisions. One such decision is the decision to rent or buy a home. The Decision to Rent or Buy A Home One of the biggest decisions people come to is the issue of renting... Read >

When To Start Seeking A Mortgage For A New Purchase

You have made the decision to buy a home and start looking at properties. Before you get rolling, you should start trying to find the best mortgage option for your situation. When To Start Seeking A Mortgage For A New Purchase Most people begin sho... Read >

Will Your Bank Give You The Best Mortgage?

Many of us tend to form a relationship with our bank even in these times of big banks. This does not mean, however, you should look to your personal bank for a mortgage. Will Your Bank Give You The Best Mortgage? It is a common misconception for peo... Read >

Second Homes and Mortgages

Some people looking to buy a second home for either their own leisure or to possibly resell in the future will look into mortgaging that home as well. Many wonder if this is even possible, can you pull out a new mortgage for another home? The answer is ye... Read >

The Down Payment and Mortgage Relationship

Most people automatically look for the lowest down payment option on mortgages. This knee jerk reaction is not always the best way to go. The Down Payment and Mortgage Relationship A down payment is usually required when obtaining a mortgage. Althou... Read >

Issues To Consider When Refinancing a Mortgage

People looking to have some extra money often look to refinancing their mortgages. Doing such a thing can lead to a lower interest rate and cash in your own pocket. However, there are some things to know prior to considering this. Issues To Consider Wh... Read >

Getting a Mortgage for Your Dream Home

Owning a home is the American Dream. Of course, this requires you to first get a mortgage unless you have won the lottery or have a very wealthy uncle! Getting a Mortgage for Your Dream Home Once your mind has been made up that you want to buy a hou... Read >

Mortgage Debt Has Advantages – Tax Advantages

The first time you buy a home, you may break into a cold sweat when you go to sign the loan documents and realize you are committing to paying back hundreds of thousands of dollars. Mortgage Debt Has Advantages – Tax Advantages Although having a mo... Read >

Locking In The Interest Rate On Your Mortgage

Many people purchasing homes are surprised to learn how quickly interest rates can change. This brings up the subject of locking in the interest rate on your loan. Locking In The Interest Rate On Your Mortgage Contrary to popular opinion, interest ... Read >

Build Equity By Choosing The Right Mortgage

Homeownership is the key to building wealth for most people because it is an involuntary savings account. As you pay down your mortgage each month, the value of your interest in the home rises. Build Equity By Choosing The Right Mortgage Equity is a... Read >

Understanding the Credit Score and Mortgage Relationship

If you are considering buying a home or refinancing, the subject of credit scores has undoubtedly come up. So, what is a credit score and how does it impact you? Understanding the Credit Score and Mortgage Relationship In the 1960s, the concept of c... Read >

Home Loans – Factors Used To Determine Your Credit Score

Credit scores are a major issue when it comes to getting a home loan. Following is a discussion of how said credit scores are determined. Home Loans – Factors Used To Determine Your Credit Score If you want to borrow hundreds of thousands of dollar... Read >

Down Payment Scams – The IRS is Hunting

Coming up with the down payment for a home purchase can be a big hurdle. If you are straining to get the money together, be careful because the IRS is targeting down payment scams. Down Payment Scams – The IRS is Hunting Charitable organizations do... Read >

Home Equity Lines of Credit – Be Careful

Appreciation rates for real estate have been phenomenal in many parts of the country for the last five years. This creation of massive amounts of equity has lead to interest in home equity loans. Home Equity Lines of Credit – Be Careful A home equit... Read >

Tips For Saving Money on Your Home Loan

The application process for a home loan can be complex and hectic. When borrowers get caught up in the moment, they often forget to angle for better deals. Tips For Saving Money on Your Home Loan The best way to save money on your home loan is to g... Read >