Joseph Kenny

Planning an Emergency Fund

You're probably familiar with Murphy's Law: "Whatever can go wrong, will go wrong." It rears its ugly head when we least expect it. That's probably why it's called a law, not a theory. When it comes to personal finances, old Murphy really seems to know wh... Read >

The Bond Market and How You Can Benefit

In the investment world, there are two words we hear more than any others—stocks and bonds. While each can offer their own advantages and disadvantages, both should be included in your portfolio. As a general rule, stocks have outperformed bonds since 192... Read >

Home Ownership: Benefits vs. Risks

Sure, it's tough to pull the trigger and buy a home, especially as a first-time buyer. The big hit of covering both a down payment and closing costs is enough to scare any prospective buyer into staying a renter. When you combine the fact that you'll be r... Read >

Invest Now: Advice for Beginners

So you've just plunked down a cool three grand on the latest, greatest, behemoth high-definition plasma TV with all the bells and whistles. You have all your friends over for the big game, and while their gazes are fixed to the vivid colors and much-too-c... Read >

Erase that Debt from College

You've spent the last four-plus years with your nose to the academic grindstone. Graduation day is finally here; time to look back on what you've accomplished through your college years, and look ahead to a successful career and a happy life. If you'r... Read >

Is Your Credit Rating In Danger?

People seldom know why they have been turned down for credit. In fact, it often comes as a shock. Some people don't find out till they are standing in a shop with a store card application in their hands. But did you know that your lifestyle could seriousl... Read >

Retirement Planning for Recent College Grads

So you've survived college. You head out into the working world with your fresh diploma in hand and land a plum job making more money than you could've ever imagined. Your first instinct is to go get that big screen TV or plush ride that you've been eyeba... Read >

Your First Car Loan : What You Need to Know

So that bucket of bolts you drove throughout high school and college has gasped its last exhaust-filled breath. It's done. That means you're in the market for a new car. Soon you'll brave the treacherous world of the car lot. Be careful, it's a jungle out... Read >

The Anatomy of a Dollar Bill

Greenbacks. Moolah. Dough. Benjamins. All nicknames for the one thing we're all in an endless quest to get more of—cash money. It's as much a part of our everyday lives as is sleep, food, even breathing. But have you ever really stopped to take a look at ... Read >

Stocks - Getting Started in the Market

Hollywood loves the stock market. The chaos of the stock exchange floor, the tension of boiler room day-trading, devious power brokers making back room deals; it all makes for great drama. Then you have the true-to-life stock market stories in the news: i... Read >

Changing Jobs? What about that 401(k)?

So you've accepted a lucrative position at another company within your industry. Perhaps you're in the middle of a career change. Maybe you're uprooting and heading to greener pastures somewhere else. Whatever the reason, you're changing jobs. Out with th... Read >

Your First Home Loan: What You Need to Know

So you've decided to buy a home. Perhaps you're a newlywed, and you and your spouse are starry-eyed and off to pursue the American dream. Maybe you're a disgruntled renter, tired of throwing away your hard-earned money every month. Perhaps you're a savvy ... Read >

The High Cost Of A Poor Credit Rating

Is your credit rating good or poor? If you've recently been turned down for a credit card, store card or loan, it could be because you've paid off everything so perfectly that you have no credit history. But it's more likely to be because your credit rati... Read >

Get A Low Cost Loan By Using Balance Transfers

Keeping interest payments down is a sign of good money management and credit card tarts have got it down to a fine art. Credit card tarts take advantage of 0% balance transfer deals to make sure they never pay interest on their credit card debt. Credi... Read >

Get Interest Free Cash With 0% Balance Transfers

If you have a great credit rating and no debt, then you could be in line to make some money. And you can do it using the tools that credit card tarts have been using for years. The Credit Card Tart System Credit card tarts have used the incentives o... Read >