18th January 2008
Most people have, at one time or another, missed a payment on their credit card. Usually, it's because of an oversight or a mix up over the payment due date, or sometimes it's because of a temporary cash flow problem. Whatever the reason for paying late, ...
18th January 2008
Rewards credit cards are potentially a very valuable addition to your personal finance spending habits, allowing you as they do the chance to build up points as you use the card, which can eventually be redeemed against the cost of a range of goods or ser...
14th November 2007
While there are some very organised people out there who open every piece of mail as soon as it arrives, and take the appropriate action straight away, many of us don't quite take the same approach. In our time-pressed lives, opening mail may not be a pri...
05th November 2007
When you're in the market for a personal loan, one of the biggest factors that will influence the kind of deal you can get is your credit score. Most people have heard of credit scoring, but not all of us really understand what it is and how it interacts ...
01st November 2007
Prepaid credit cards are a type of plastic payment method that is becoming more and more popular, as although they can be used in much the same way as a standard credit card, they feature several crucial differences that can really make them more attracti...
29th June 2007
So you've decided you need a personal loan, and you're planning to apply for one online to save the hassle of visiting your local bank, and also hopefully to get a better deal. The problem is, the web is absolutely saturated with adverts for loan sites, a...
15th June 2007
Credit cards have nowadays insinuated themselves into all corners of our lives, and it is rare for an adult these days to not carry at least one card. As well as being used in the traditional manner to buy goods or services in person, they are also now us...
30th May 2007
Secured loans are a popular way of raising funds for homeowners, and there's no denying that taking one out can be a great way of organizing your finances. Debt consolidation, financing home improvements, even paying for a new car - secured loans can be u...
25th April 2007
As even the briefest search on the internet will show you, there are thousands of credit cards available from many different providers, and even more sites offering advice on which card you should choose. Most card advertisements and promotions make a lot...
25th April 2007
Charity credit cards have become increasingly popular over recent years, as people seek to support their favourite charities at seemingly no extra cost to themselves. When you take out one of these cards, a one-off donation of a few dollars is made by the...
25th April 2007
The number of people taking out personal loans has risen dramatically over the last ten or fifteen years, but what are the reasons for this? In this article we'll look at the main uses of the loans that we take out.
Debt Consolidation
This is possib...
25th April 2007
A personal loan is a big commitment for your financial future, one that you'll be living with for years. If you choose the wrong loan package, then the effects will be felt for the full length of the loan term, so it's obvious that you need to take care w...
25th April 2007
Credit cards, like most other areas of finance, can be difficult to fully understand and compare because of the amount of small print hidden away in the credit agreement. Let's be honest - how many people even take the time to read it, let alone understan...
25th April 2007
Affinity credit cards are one of the most popular kinds of plastic we carry today, especially as the fashion for balance transfer deals and the like continues to fade. Where once the focus was on how we could save money by shifting our credit card debt ar...
27th March 2007
It seems like every gas station in the nation now has applications on the counter for a gas credit card. While many people may think, "Why bother, I already have a credit card," gas cards today also frequently offer member bonus features like regular cred...
