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Wiley Long

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I started in the health insurance business in 1986, marketing directly to individuals and small businesses all over the state of Georgia. Over the next 11 years I built an agency from the ground up that eventually produced over $10,000,000 in business per year. During that time I personally met one-on-one with several thousand individuals and small business owners concerning their health insurance needs. In 2000 my wife Christie and I took a year off to travel around the world. The entire trip is documented on our website, www.longsstrangetrip.com. After 13 months, we finally left Bali and headed back to the “real” world. When we returned from Bali, we moved to Fort Collins, Colorado to both go back to school. Christie’s in veterinary school, and I recently completed my master’s in Nutrition and Exercise Science. In January of 2004 HSAs first became available, and HSA for America was born. In addition to running the company, I am the author of the monthly newsletter Maximize Your HSA, I have written for Agents Sales Journal, and I have been featured in American Airlines Magazine, Pregnancy Magazine, the LA Times, and numerous other publications. I am also editor of The Paleo Diet Newsletter. The introduction of Health Savings Accounts has created a tremendous opportunity for individuals and businesses to lower the cost of their health care, receive a generous tax-break, and save money for future medical expenses. By introducing market competition into the medical marketplace, HSAs will force doctors and hospitals to begin posting their prices and actually competing for their customers’ business. As anyone with a basic understanding of economics can tell you, competition leads to lower prices and higher quality for all. Too often government programs encourage dependence and discourage personal responsibility. Health savings accounts reward people for saving for their future, and further reward them for taking care of their health. The person that puts aside money in their HSA and then doesn’t use it will be rewarded with tax deductions and tax-deferred growth and a savings account that can be used to pay medical expenses during retirement. I am a big believer that individuals should take greater responsibility for their future, instead of relying on the government “nanny” to take care of them. I believe that HSAs are the best thing to happen to healthcare in a long time. They save people money, they encourage responsible behavior, and they force the medical providers to compete for our business. I started HSA for America to make it easy for people to learn about and set up these plans. Our mission is to find our clients the best plans that meet their needs, at the lowest premiums available, and to make the process easy. By helping you save money and have peace of mind, we expect to continue to earn your business for life.
Joined: 20th June 2006
Articles: 86
URL: http://www.health--savings--accounts.com
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A Health Savings Account Can Help You Set Your 2008 Health Goals

21st January 2008
Summary: Learn how to use a Health Savings Account (HSA) strategy to improve your overall health in 2008. Learn ways to maximize the growth of your HSA while motivating yourself to become a healthier individual. People who have a Health Savings Account...

Set Your 2008 Health Goals Using a Health Savings Account

20th January 2008
People who have a Health Savings Account (HSA) benefit from lower health insurance premiums and reduced income taxes. But the best long-term benefit for many will be the large amount of money they will have in their Health Savings Accounts as they enter t...

Maximize Your Health Savings Account by Eating the Right Foods

14th November 2007
The people who will have the most money in their Health Savings Account (HSA) are those who fully fund it and stay healthy so they can avoid making premature withdrawals. Diet is the foundation of good health, and the healthiest diet you can eat is the on...

How to Grow Your Health Savings Account with the Power of Prevention

26th August 2007
A majority of medical expenditures in this country pay for treatment of chronic conditions that are mostly preventable. Unfortunately, most people don't take their health seriously until after they get sick. Simply by eating well and exercising, you can a...

How International Travel Can Be Paid For From Your Health Savings Account

25th July 2007
Medical tourism began to get popular in the late 1990's, when people began traveling in large numbers to Brazil for cosmetic surgery. With health insurance costs continuing to rise, thousands of Americans have begun traveling overseas for real medical con...

Using Your Health Savings Account to Pay for International Travel

24th July 2007
Medical tourism first began to get popular in the 1990's, when people began traveling in large numbers to Brazil for cosmetic surgery. But as costs have continued to rise, thousands of Americans have been traveling overseas for real medical conditions, s...

Health Savings Accounts a Smart Option for Healthcare Consumers

30th June 2007
"Consumer driven healthcare" is the name that has been given to the change that is currently happening in the medical marketplace. As millions of people get Health Savings Accounts, medical providers are having to adapt to the new reality of people spendi...

Smart Healthcare Consumers Turning to Health Savings Accounts

29th June 2007
"Consumer driven healthcare" is the name that has been given to the change that is currently happening in the medical marketplace. As millions of people get Health Savings Accounts, medical providers are having to adapt to the new reality of people spen...

Learn How Your Business Can Pay for Your Insurance and Medical Expenses

21st May 2007
If you are self-employed, your income is subject to a 15.3% self-employment FICA tax. Added to a 28% Federal income tax and a 5% state income tax, this could leave you paying nearly 50% of your income to the government. Fortunately, most self-employed peo...

Using a Health Savings Account to Buffer the Coming Medicare Insolvency

01st May 2007
The Medicare Trust Fund will soon be out of money, and there will be no practical way for the government to continue to provide the level of benefits that current Medicare recipients receive. The result will be serious rations, waiting periods, and a red...

With the Coming Medicare Insolvency You Will Need a Health Savings Account

04th April 2007
With the Medicare Trust Fund will soon be out of money, there will be no practical way for the government to continue to provide the level of benefits that current Medicare recipients receive. If you wish to maintain your medical freedom, and have access...

HRA Plans for Colorado Small Business Owners

04th April 2007
With group health insurance rates continuing to rise, more small business owners in Colorado are turning to Health Reimbursement Arrangements (HRAs) as a way to help their employees obtain health insurance. With this type of arrangement, the business reim...

Health Savings Accounts Are Creating Innovative Medical Services

17th February 2007
The new world of consumer-driven healthcare is opening up many opportunities for people to save money on their medical expenses. As more people carry high deductible plans in conjunction with health savings accounts, medical providers are beginning to co...

Health Savings Accounts Are Creating Innovative Medical Services

01st February 2007
Many times an expensive doctor visit could be avoided if you could just talk to the doctor to discuss the situation over the phone. If you could do a quick email exchange and have a prescription waiting for you at the pharmacy, you could save time and mo...

Using a Health Savings Account to Pay for Alternative Medicine

04th January 2007
Americans spend over $30 billion each year on complementary and alternative therapies, mostly out of their own pocket. That is because few health insurance plans cover expenses like homeopathy, acupuncture, or Chinese medicine. But if you own a Health S...
 
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