11th October 2007
If you are looking for a mortgage for your home you may find that there are dozens of mortgage lenders to choose from. The days of being forced to apply for a mortgage from one of only a small selection of high-street banks has been firmly relegated to th...
11th October 2007
Negative equity is a term used to describe a situation in which a person owes more money on their property than it is worth. This means that if a home owner were to sell their property they would not be able to pay off their mortgage with the sale proceed...
04th October 2007
If you are hoping to sell your house quickly then you should consider a private sale. Avoiding the use of estate agents can be an excellent way of selling your house in a short space of time.In order to attract buyers, you will need to value the property ...
27th September 2007
The buy-to-let sector is receiving a boost from the increasing number of properties being repossessed in the wake of steady interest rate rises. A growing number of people are offloading properties at bargain prices to stop repossession, and savvy investo...
25th September 2007
Mortgage lenders in the UK are beginning to introduce non-refundable application fees as a way to bolster their revenue. By applying a non-refundable fee to a mortgage application, the lender will ensure that they receive some form of revenue regardless o...
25th September 2007
Whether you are looking to purchase or remortgage a property it is important to receive expert mortgage advice from a qualified independent mortgage adviser before signing on the dotted line.The mortgage market has evolved beyond several large lenders off...
25th September 2007
Several high profile mortgage lenders have begun to revolt against higher lending charges and chastise those who impose them on their customers.A higher lending charge (HLC) is a fee charged that a mortgage lender will charge to a borrower if the loan-to-...
13th September 2007
With interest rates on the rise property owners are searching for ways to save money on their mortgages. Monthly repayments have been steadily growing due to a gradual increase in the Bank of England base rate and those on variable rate mortgages are feel...
13th September 2007
When searching for a mortgage, you will be faced with the decision of whether or not to use a mortgage broker. There are advantages and disadvantages to using a mortgage broker instead of applying for a mortgage directly with a lender.One of the main adva...
10th September 2007
With interest rates and household bills rising rapidly it is inevitable that property investors and owner-occupiers will begin to struggle financially. One key indicator that the affordability of property is in decline is the rate of repossessions.The rat...
10th September 2007
Unlocking equity that has built up in a property can be achieved through a number of means including remortgages.Remortgages are carried out by home owners who want to release the equity in their home and apply for a new mortgage at the same time. They ca...
10th September 2007
UK mortgage fees have risen considerably in the past few years despite low interest rates and high levels of mortgage market competitiveness. The rising UK mortgage costs include both the fees applied to the mortgage upon application and upon redemption.T...
15th August 2007
If you are facing the prospect of having your home repossessed, you may think there is no way to stop the process. However, there are options to consider that can help to stop repossession of you home.
There may be no more painful an experience in our ...
26th July 2007
Mortgage payments are the largest expense in a typical UK household. It therefore makes sense to ensure that you are getting the best deal possible on your mortgage which means that you should remortgage your home if necessary.
If you are paying intere...
26th July 2007
As the property market boom continues to become a mere memory, lenders have begun to tighten the criteria on buy-to-let mortgages for new-build properties. This is because the lenders are regarding premium priced new-build property as a riskier asset to l...
