11th June 2008
We all know that over recent months it has become more and more difficult to get any sort of finance, and with so many households feeling the pinch due to increased costs it seems that there could not be a worse time for credit conditions to become as tig...
11th June 2008
We all know that there are various scams in operation these days relating to credit cards, ranging from scams to get your details in order to access your credit card account to scams to get you to take out a credit card that you didn't want and never even...
30th May 2008
Anyone that has used a credit card that does not offer 0% interest will know that the APR on these cards can be extremely high, and for those that pay their balance gradually rather than in full each month the interest can really pile up.
Since Decemb...
20th May 2008
Since the global credit crunch swept across the UK last year the cost of borrowing has rocketed in all areas of the financial sector, particularly mortgages. We have seen the interest rates on mortgage rocket, and this is despite three recent base rate cu...
07th May 2008
Anyone that is looking to save money on their credit card spending and balance transfers may be interested in a new credit card being launched this week by the Abbey. The Zero card could attract a lot of interest from borrowers who are looking to avoid pa...
25th April 2008
Over recent years, with more and more credit cards coming onto the market, many people have started to switch their credit cards on a regular basis in order to try and avoid paying interest on their borrowing. For many savvy, organised individuals this is...
24th April 2008
As the summer gets ever closer an increasing number of us will be planning our summer holidays, and many of us will be going armed with our plastic cards for convenience, ease, and security. Many holidaymakers tend to use their credit and debit cards when...
09th April 2008
In recent reports the governor of the Bank of England, along with a range of industry professionals, has indicated that the next base rate cut could come as soon as next week, and not in May as many had originally predicted. Mervyn King, the governor of t...
03rd April 2008
Whilst many of us may think that the worst is over when it comes to difficulties in getting mortgages, recent reports have suggested that many lenders are continuing to tighten up on their lending criteria, making it increasingly difficult to get finance ...
03rd April 2008
Many people are tired of hearing the term 'credit crunch', but this is a term that has been banded around since last summer when chaos hit the financial markets, and the effects of the global crunch have been widespread, affecting all areas of the financi...
03rd April 2008
Recent reports have shown that consumers hoping to get a new mortgage or remortgage to a better deal are facing very bleak prospects, as more and more lenders take action to try and actively cut back on lending. A number of lenders have increased stringen...
03rd March 2008
Over the past couple of weeks a number of lenders have announced that they will no longer be offering mortgage loans of 125%, reflecting the continuing impact of the global credit crunch that has already resulted in tighter lending conditions across the U...
03rd March 2008
Since the Internet financial giant Egg announced its decision to withdraw the credit card facilities of 161,000 customers, there has been a great deal of controversy, with industry professionals, government officials, and consumers launching verbal attack...
19th February 2008
These days, more than ever, it is important for consumers to shop around for the right credit card before making applications. This is for a number of reasons. Firstly, you need to ensure that you have the right card for your needs in terms of matching yo...
19th February 2008
Over the past couple of years the risk of repossession has become a very real one for many homeowners and the UK, and this has been partly fuelled by the series of interest rate hikes applied to the base rate by the Bank of England. Between August 2006 an...
