14th August 2008
It never rains, it pours. Hot on the heels of the Bradford and Bingley saga, there is the news that mortgage lending has hit a record low.
Just 58,000 loans were made in April. That compares with 64,000 in March and 113,000 in April 2007. House price...
14th August 2008
Having adequate and appropriate marine insurance can provide boat owners with a better outcome in the event of an accident and improve their peace of mind.
Most boaters realise marine insurance policies differ from what is available for a car.
Vari...
14th August 2008
If you have been reading the articles about jumbo or proprietary reverse mortgages available, you may be wondering what is going on. A jumbo or proprietary reverse mortgage is any program that is not the FHA, government insured Home Equity Conversion Mo...
14th August 2008
What do you do with a massive package of adverse credit mortgages that no one wants to buy? This is the dilemma facing many financial institutions in the current economic climate. Several years ago it was easy to approve thousands of mortgages then bundle...
14th August 2008
Why do people want commercial mortgages? In most cases, it will be to obtain a property that meets the needs of their business.
Of course, what makes a property suitable for a commercial mortgage will depend largely on the nature of your business –...
14th August 2008
Here's an easy one. What have June Whitfield, Frank Windsor, Gloria Hunniford and Sir Michael Parkinson all got in common?
You guessed it, these TV celebs have all advertised over-50s life policies. Their trusted faces, familiar from the box, ...
14th August 2008
So for those planning an overseas purchase and wanting to ensure they don't get burned, here are some top tips to ensure that your buying experience is as hassle-free as possible:
1. Contracts
Never sign a contract that you do not understand ...
14th August 2008
Pets might give you unconditional love, but they aren't free - caring for them can cost you thousands of pounds over their lifetime.
A dog will cost £14,750 over its 12-year typical lifespan and a cat £14,230 over 16 years, says insurer Petpla...
14th August 2008
Borrowers have been dealt another blow as mortgage giants Nationwide and Woolwich raise rates and the cost of two-year fixed rate mortgages hits a ten-year high.
Research by financial information specialist Moneyfacts.co.uk has shown the cost of...
14th August 2008
What Does A No Claims Bonus Mean?
A No Claims Bonus is a reward given to drivers who have not made a claim on their car insurance during their policy period, which is usually for one year. This no claims bonus is then translated into a saving on ...
14th August 2008
Term life insurance can be a confusing topic and purchasing life insurance can be a daunting task, to some. With so many options out there, it may seem impossible to fully understand where to start. While some consider universal life insurance, many...
14th August 2008
If you have any kind of financial black marks against your name then you will find it significantly harder to get a loan. Whenever you apply for a loan the lender will carry out a series of credit checks to ascertain your credit history and your c...
14th August 2008
Credit cards and car loans trick consumers into thinking they get a great rate by using the Annual Percentage Rate (APR). The average consumer has no idea what the letters APR stand for when they see them in an ad for their favorite car. Even worse,...
14th August 2008
More and more business practices are incorporating the go green initiative - including banking.
The lean, mean, green initiative is touching almost every aspect of doing business - including banking. How can banking be green? Actually, banking h...
14th August 2008
If you are planning to apply for a home loan, there are various types of home loans available in today's financial market and each one comes with its own rules and regulations. Below you will find the top 10 secrets you should know when getting a ho...
