Joseph Kenny

Paying The Price Of Credit Card Jumping

Having a debt and paying no interest on it seems almost too good to be true. But many consumers use their credit cards to do just that. The process is known as rate surfing or credit card jumping. How Do I Start With Credit Card Jumping? Many credit... Read >

The Delights And Dangers Of Credit Card Jumping

If you're thinking of becoming a credit card jumper, you need to be well informed. Here's what you need about how credit card jumping can work for you. What Is Credit Card Jumping? Credit card jumping is the practice of moving debt from credit card ... Read >

The Hidden Cost Of Store Cards

It happens all the time. You go into one of your favourite shops and hear the offer over the public address system: 'An extra 10% off today if you apply for one of our store cards.' This seems like a good idea for people who shop regularly in a particular... Read >

Getting A Credit Card In An Instant

Getting a credit card used to be a time-consuming business. You'd have to ring or go into your bank, fill out a lengthy form and wait for quite a while before you got a reply. Although many people are still using that method, there's now a quicker way, th... Read >

How To Choose A Business Credit Card

A business credit card might a be good option if you are a business owner looking to streamline your accounts management. Here are some factors to consider when choosing a business credit card. Look At The Interest Rate One of the most important iss... Read >

Airmiles Credit Cards - Just Another Reward Scheme?

There are many incentives for taking out a new credit card. Long term low interest rates are attractive. So too are 0% balance transfer and purchase rates, but these only last a short time. However, there are other rewards that last for the life of the cr... Read >

Is Your Bank Overcharging You For Your Overdraft?

Unauthorised overdraft fees. These are three words that worry every bank customer. An unauthorised overdraft fee is the fee charged by a bank when customers go over their overdraft limit. These fees can be very steep, with some banks charging high prem... Read >

What you Need to Know about Consolidating Student Loans

Chances are if you've taken out student loans in order to finance your education you have been, or at least will be, receiving calls and offers in the mail to consolidate your student loans. There are actually numerous advantages to consolidating your stu... Read >

The Low-Down on Bank Car Loans

Bank car loans are regulated. This is the most important fact that you will ever take from this article. This is to say that the interest rate charged for the vehicle loan can only be so much annually and no more. This is not to say that banks will give y... Read >

How to Get a Credit Card with Bad Credit

One of the major disadvantages of having bad credit is that you will frequently have trouble qualifying for a credit card. As we all know that can be a major problem because many places of business, including hotels and car rental agencies will not do bus... Read >

Is A Reverse Mortgage Right For You?

In the last few years reverse mortgages have been growing in popularity among the elderly. While there are numerous advantages associated with reverse mortgages there are also disadvantages as well. Before you take out a reverse mortgage, be sure you have... Read >

How to Eliminate Credit Card Debt

Each year more and more people find themselves drowning in a pool of credit card debt. While it is comforting to some degree to be able to take solace in the fact that you're not alone, most people would also prefer being able to eliminate the credit card... Read >

Adjustable Rate Mortgages vs. Fixed Rate Mortgages

Buying a home can be an exciting and stressful time for anyone. While you may be excited at the prospect of owning your own home, especially if it is your first home purchase, the idea of choosing between all of the many different types of mortgages may l... Read >

What You Need To Know Before Refinancing Your Mortgage

Today it is becoming more and more popular to refinance your original mortgage. But, is this right for you? How do you know whether you're taking advantage of a great deal or letting yourself in for financial problems? Read on for tips to help you make an... Read >

The Pros and Cons of Payday Loans

These days payday loans have become extremely popular and in fact, it would seem that everywhere you turn there is an offer for a payday loan to get you the extra money you need until the next payday. Are payday loans really a good idea; however? Sure, th... Read >