26th September 2006
Is your credit rating good or poor? If you've recently been turned down for a credit card, store card or loan, it could be because you've paid off everything so perfectly that you have no credit history. But it's more likely to be because your credit rati...
26th September 2006
Keeping interest payments down is a sign of good money management and credit card tarts have got it down to a fine art. Credit card tarts take advantage of 0% balance transfer deals to make sure they never pay interest on their credit card debt.
Credi...
25th September 2006
If you have a great credit rating and no debt, then you could be in line to make some money. And you can do it using the tools that credit card tarts have been using for years.
The Credit Card Tart System
Credit card tarts have used the incentives o...
20th September 2006
Having a debt and paying no interest on it seems almost too good to be true. But many consumers use their credit cards to do just that. The process is known as rate surfing or credit card jumping.
How Do I Start With Credit Card Jumping?
Many credit...
19th September 2006
If you're thinking of becoming a credit card jumper, you need to be well informed. Here's what you need about how credit card jumping can work for you.
What Is Credit Card Jumping?
Credit card jumping is the practice of moving debt from credit card ...
15th September 2006
It happens all the time. You go into one of your favourite shops and hear the offer over the public address system: 'An extra 10% off today if you apply for one of our store cards.' This seems like a good idea for people who shop regularly in a particular...
15th September 2006
Getting a credit card used to be a time-consuming business. You'd have to ring or go into your bank, fill out a lengthy form and wait for quite a while before you got a reply. Although many people are still using that method, there's now a quicker way, th...
14th September 2006
A business credit card might a be good option if you are a business owner looking to streamline your accounts management. Here are some factors to consider when choosing a business credit card.
Look At The Interest Rate
One of the most important iss...
14th September 2006
There are many incentives for taking out a new credit card. Long term low interest rates are attractive. So too are 0% balance transfer and purchase rates, but these only last a short time. However, there are other rewards that last for the life of the cr...
12th September 2006
Unauthorised overdraft fees. These are three words that worry every bank customer. An unauthorised overdraft fee is the fee charged by a bank when customers go over their overdraft limit.
These fees can be very steep, with some banks charging high prem...
25th July 2006
Chances are if you've taken out student loans in order to finance your education you have been, or at least will be, receiving calls and offers in the mail to consolidate your student loans. There are actually numerous advantages to consolidating your stu...
23rd July 2006
Bank car loans are regulated. This is the most important fact that you will ever take from this article. This is to say that the interest rate charged for the vehicle loan can only be so much annually and no more. This is not to say that banks will give y...
20th July 2006
If you rent a home or apartment instead of owning a house outright you may not think you have a need for insurance or believe that it is even available to you for that matter. The truth of the matter is that regardless of whether you own or rent it is a g...
19th July 2006
Just a few short years ago, many people were amazed by the prospect of a 40 year mortgage. While 30 year mortgages had dominated the market for decades, the idea of being able to spread out your mortgage payments over forty years was just almost too much ...
19th July 2006
At times in life it may be necessary to come up with a sum of cash for unexpected expenses or even expenses that you might not be able to afford without a influx of cash. In these cases a second mortgage can come in quite handy. Before taking out a second...
