23rd August 2006
Buying a used car from either an individual or a professional car dealer can be a bit of a scary experience. Used car buyers have the protection of auto lemon laws in all fifty states. If the car turns out to be habitually defective, buyers have recours...
13th August 2006
New cars and trucks have become quite expensive over the years. Inflation only tells part of the story; a lot of the increase in price is due to technology. Air bags, antilock brakes, and computer systems that control everything have added to the price,...
13th August 2006
No one likes to deal with debt. Borrowers don't like to pay it and creditors and collectors don't like to collect it. But debt is what makes our society work, as few people are able to pay cash. It's not a problem most of the time, as the vast majority...
24th July 2006
Buying a car can be rather complicated, as the whole process tends to be somewhat mysterious. It's often hard to know if you're getting a good deal or not, even as the salesman claims that he's selling you the car "at invoice." Leasing a car is much the...
22nd July 2006
It can be frustrating to have your car break down on the highway. Few people will stop to offer help to disabled drivers. You may not have a cell phone with you, so you'll have to walk to find help. And even if you do have a phone with you, how likely ...
16th July 2006
Although the price of gasoline continues to climb upwards, Americans still love driving recreational vehicles. They are big and bulky, and get poor gas mileage, but the convenience of driving a vehicle that also contains some of the comforts of home is a...
12th July 2006
With the real estate industry still in high gear from the last five years of skyrocketing prices and low interest rates, predatory lending is at an all time high. The term has no hard definition, but it generally refers to those lenders who go out of the...
08th July 2006
It's tough to get by financially in today's fast-paced life. With mortgages, car notes and massive amounts of credit card debt, most people struggle to get by from month to month. With most people doing what they can just to pay their bills, few people ...
23rd June 2006
The price of gasoline seems to be locked in the $3 per gallon range nationwide and there are no indications that the price will soon drop. In fact, Americans should probably assume that the days of even $2 gas are over for good. The growing dependence o...
22nd June 2006
Many articles have been written about the importance of having healthy credit. And nowhere is the state of your credit more important than when you apply for a home loan. For most people, a house is the most expensive thing they will ever buy and the ov...
16th June 2006
For a number of reasons, the rate of home foreclosures is rising in the United States. In fact, the rate is up some 70% over a year ago. Part of this is due to rising interest rates that are making payments unaffordable to homeowners who bought their ho...
16th June 2006
If you had the opportunity to buy a television or a sofa at a price that was three times the suggested retail price, would you do it? That scenario may seem ridiculous, but thousands of people do just that every day when they sign an agreement at a rent-...
07th June 2006
Three or four years ago, interest rates on home loans dropped to levels not seen since the 1960's. Millions of Americans took advantage of the favorable rates, which bottomed out near 5% for fixed rate, 30-year loans. For adjustable rate mortgages, they...
04th June 2006
The Bankruptcy Abuse and Consumer Protection Act was passed in early 2005 with the intention of reforming American bankruptcy law as we know it. The existing laws, according to Congress and the credit card companies, allowed too many debtors who might be...
31st May 2006
The Bankruptcy Abuse and Consumer Protection Act was passed in early 2005 with the overwhelming support of the President, both houses of Congress and the major credit card companies. The law, which created sweeping changes in American bankruptcy law, was...
