15th February 2007
If you are in the market for purchasing a new car somewhere in the mix of that decision is how you will actually pay for the vehicle. If you are fortunate enough to have the cash, then more power to you. Even so, you may be looking to save some money on y...
15th February 2007
A prepaid debit card is a card that is not tied in typically tied in with a bank account. Instead of linking to your account, you obtain the card and deposit money to use later on. Kind of like a bank account on the go, you can replenish the card when it ...
15th February 2007
Having a debit card as part of your financial portfolio is a wise choice, one that has many benefits that go beyond simple convenience. If you already have one or more credit cards in your wallet, then adding a debit card is as easy as applying right onli...
15th February 2007
If you were to add it all up, by the time you paid off your mortgage loan after 30 years or so of payments, then your interest and principle costs would amount to more than two times the price that you paid for you home, even more than that if your mortga...
15th February 2007
When you hear the word “debt” it can seem as if it is being uttered in the same breath as “sin” or “evil” or some other word that conjures a negative response. In some cases this is very true, but there are examples out there where taking on d...
15th February 2007
Let’s face it: at some point in your life you will probably have to borrow some money. Whether to finance a new car purchase, pay for your kid’s braces, or buy a new home there are times when you will need to get money from an outside source. If a fri...
27th January 2007
Credit cards are used by hundreds of millions of people and are very convenient, with some added perks like cash back for certain purchases. Unfortunately, they can often be abused and then the consumer is left with a large debt that they have difficulty...
26th January 2007
The merger mania is back now even at a higher level than during the days of Michael Milliken and junk bond mania. Of course, a lot of investors got severely burned when large parts of the junk bond market crashed in the late 1980s. Now junk bonds are ba...
25th January 2007
Real estate prices have fallen across the United States, and most rapidly in the location that were the parts of the real estate bubble going up the most rapidly in the last five years, such as Florida, Arizona, and the Boston, Mass. area. Still, some ar...
25th January 2007
There is a wave of mergers & acquisitions hitting Europe and other places. The Leveraged Buyout (LBO) and Mergers and Acquisitions (M & A) frenzy seem to be back with a vengeance. According to Reuters in Dec 2006, equity firms held more than $300 billio...
25th January 2007
Hedge Funds are a bit funny; you have to pay 3 to 4 percent for management fees and other fees, plus about 20 percent of the profit, yet more and more people are crazy about them. For many years average hedge fund returns were 11 percent according to Bus...
24th January 2007
It has become harder to go into personal bankruptcy, but the condition of not paying bills remains whether or not formal bankruptcy is filed. The changes in the bankruptcy code of 2005 have really not changed very much. The cost of going bankrupt has in...
24th January 2007
Is it interesting how a huge financial bubble can be created? Is it something that just happens? Are there dark forces behind it? Who could have known? The basic facts are that a huge amount of credit was pumped through the Federal Reserve and re-circ...
24th January 2007
Day trading can be a very dangerous form of financial speculation, but it is going on from PC all over the United States and the world. The idea is to sell a futures contract to buy a currency, or a commodity, and then buy it back, even at a later date, ...
22nd January 2007
There is still a huge demand for gold and silver. They represent the traditional means of retaining economic value when financial systems fail or go into hyper-inflation. Gold and silver have gone down quite a bit recently, but are still far above the p...
