10th September 2009
Following on from our last article ”Renting Is Not As Buoyant As It Used to Be”, we go on to discuss what you need to do to successfully rent your property and your responsibilities as a landlord.
Properties belonging to “accidental” landlords...
10th September 2009
Here are seven tips to help you get the best loan deal to help you finance your next car. Remember, car dealers are canny people and you’ll need to be sharp!
You’ll have to bargain hard. For a car salesman, selling you a finance deal can be more im...
10th September 2009
If you have a poor credit history it is going to be difficult to get a mortgage but it might be possible. Before the credit crunch sub-prime mortgage lenders were riding high in the UK mortgage market. There were simply dozens of them, from standalone len...
10th September 2009
Many homeowners are being caught in the worsening endowment mortgage scandal. Figures from the insurance industry show that for the first time, the majority of endowment backed mortgage holders are being warned they will probably not be able to fully repa...
10th September 2009
A leading high street bank is introducing new technology that will mean every credit card transaction is examined for fraudulent activity. The programme will affect 10 million credit card accounts and millions of transactions. But as a result, more legiti...
07th September 2009
We learned recently about a lady who was applying for a mortgage and therefore arranging life insurance. As she was only in her mid 30's and in good health, she was quite surprised to be quizzed about the breast cancer which her mother had suffered from i...
07th September 2009
If you're wondering how much you need to insure yourself for, then the answer is probably as much as you can possibly afford. The way to calculate how much you need is not too difficult if you follow the steps outlined here.
First there are any outstan...
07th September 2009
One of the effects of the credit crunch, which is something we've all had to learn to live with, is that borrowers are failing to take out adequate insurance. "Too many of us just don't have the cash to spare, especially as loan costs are going up and thi...
07th September 2009
If you work for the financial security of yourself, spouse or children, what would happen if you were unable to work - or worse still - to your family if you died? Insurance for life, critical illness or permanent illness is readily available and easily u...
07th September 2009
A great many people recover from cancer but it remains a serious illness and treatment and recovery time can be prolonged and have a significant impact on family and work life. Despite this, only just over 10 per cent of people who are working have critic...
02nd September 2009
Many people find it difficult to assess just how much life insurance cover they need, but basically it's quite simple to work out. To ensure settlement of debts, you'll just need to calculate everything you owe. But that's the easy part and what is very m...
02nd September 2009
Recent reports report evidence of a worldwide epidemic of cardiovascular disease which is obviously serious enough to cause concern with medical authorities. At the present time doctors aim to assess the patients who they consider to be at risk and offer ...
02nd September 2009
Filling in a life insurance application form is a bit like taking an exam, there will be an amazing number of questions to be answered, but like an exam, it should be treated seriously. When the insurers are asking for details of your health and lifestyle...
02nd September 2009
It's a happy fact that people are living longer. The advances in fast and accurate diagnosis of diseases and the subsequent treatments mean that formerly life-threatening conditions are now viewed very differently by the insurers.
The basic idea of cr...
02nd September 2009
The various life insurance terms are confusing. It's all very well for the professionals to be quoting life, whole of life and term, but many people simply don't understand the actual meaning of the words. It's a good idea to ascertain the basic meanings...
