michael challiner

Car Insurance - Finding The Best Deals

Great deals are available in the car insurance field as the market becomes even more competitive. Give yourself plenty of time to research the market thoroughly before you renewal comes up - never rush into a tempting offer. You may not agree, but act... Read >

Fixed Penalty Fines For Advertising Your Car At The Roadside

Can you be fined for putting a "For Sale" sign in your car window and leaving the car on the road outside your office? Unfortunately, one car owner did not ask that question and ended up with a 100 pound fixed penalty notice! The car owner was accused of ... Read >

Courts Accused Of Going Soft On Un-insured Drivers

Courts have been accused of going soft on uninsured drivers after figures showed that average fines have been cut by more than 20 per cent since the Labour Government came to power. In 2008 uninsured drivers were fined an average of 181 pounds compared wi... Read >

Will Your Property Appeal To Renters And Do You Know What Being A Landlord Entails?

Following on from our last article "Renting Is Not As Buoyant As It Used to Be", we go on to discuss what you need to do to successfully rent your property and your responsibilities as a landlord. Properties belonging to "accidental" landlords will us... Read >

Car loans: beat the dealers

Here are seven tips to help you get the best loan deal to help you finance your next car. Remember, car dealers are canny people and you'll need to be sharp! You'll have to bargain hard. For a car salesman, selling you a finance deal can be more import... Read >

Past Credit Problems Make It Hard To Get A Mortgage

If you have a poor credit history it is going to be difficult to get a mortgage but it might be possible. Before the credit crunch sub-prime mortgage lenders were riding high in the UK mortgage market. There were simply dozens of them, from standalone len... Read >

Millions Face Mortgage Misery As Endowment Policies Fall Short

Many homeowners are being caught in the worsening endowment mortgage scandal. Figures from the insurance industry show that for the first time, the majority of endowment backed mortgage holders are being warned they will probably not be able to fully repa... Read >

Steps To Cut Credit Card Fraud

A leading high street bank is introducing new technology that will mean every credit card transaction is examined for fraudulent activity. The programme will affect 10 million credit card accounts and millions of transactions. But as a result, more legiti... Read >

Got Everything Covered - Including Life Insurance?

We learned recently about a lady who was applying for a mortgage and therefore arranging life insurance. As she was only in her mid 30's and in good health, she was quite surprised to be quizzed about the breast cancer which her mother had suffered from i... Read >

Life Insurance - How Much Cover Do You Need?

If you're wondering how much you need to insure yourself for, then the answer is probably as much as you can possibly afford. The way to calculate how much you need is not too difficult if you follow the steps outlined here. First there are any outstan... Read >

What - No Life Insurance Cover?

One of the effects of the credit crunch, which is something we've all had to learn to live with, is that borrowers are failing to take out adequate insurance. "Too many of us just don't have the cash to spare, especially as loan costs are going up and thi... Read >

Life Insurance Means Re – Assurance

If you work for the financial security of yourself, spouse or children, what would happen if you were unable to work - or worse still - to your family if you died? Insurance for life, critical illness or permanent illness is readily available and easily u... Read >

Take Care - Take Life Insurance Cover

A great many people recover from cancer but it remains a serious illness and treatment and recovery time can be prolonged and have a significant impact on family and work life. Despite this, only just over 10 per cent of people who are working have critic... Read >

Calculating Your Life Insurance Cover

Many people find it difficult to assess just how much life insurance cover they need, but basically it's quite simple to work out. To ensure settlement of debts, you'll just need to calculate everything you owe. But that's the easy part and what is very m... Read >

Do Polypills Mean Perkier Parrots?

Recent reports report evidence of a worldwide epidemic of cardiovascular disease which is obviously serious enough to cause concern with medical authorities. At the present time doctors aim to assess the patients who they consider to be at risk and offer ... Read >